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Buying a smartphone, washing machine, or furniture definitely feels more affordable when the payments are smaller and don’t pinch the budget.

Festive shopping and the fine print of no-cost EMIs

September 16, 2025 8:12 pm

One of the most visible offers this time of year is the no-cost EMI, promoted as an interest-free way to spread out your payments. It looks simple and convenient at first glance.

To boost your score, aim to pay your EMIs and credit card bills on time, avoid fresh credit applications unless essential, and keep your credit utilisation below 30%.

Repo rate falls to 5.5%: Three strategies to lower your home loan EMI

June 16, 2025 2:11 pm

Repo rate cut impact on home loans: With inflation in check and liquidity rising, several lenders have already offering home loans at 7.75%.

Prepayment vs. Higher EMIs – Which is the right strategy for you?

February 27, 2025 12:58 pm

Increasing your EMIs accelerates principal repayment, cutting down interest costs and loan tenure

Delhi man abducted and killed over unpaid bike EMI by friends; police recover body week after murder

September 26, 2023 9:04 am

The body of Nitin Singh was found in Ghaziabad a week after he went missing.

delhi high court, bank loan, indian express

Banks cannot assume role of builders to complete unfinished real estate projects: Delhi High Court

March 15, 2023 11:05 am

The court was hearing a suo motu PIL plea based on a letter which sought directions to the Centre to draft and implement a comprehensive scheme to address the grievances of home buyers availing home loans.

How RBI rate hikes impact your home loan EMIs, and what can help

February 10, 2023 4:06 pm

RBI MPC hikes repo rate: Since May 2022, EMIs have gone up by 19 per cent. What can borrowers do to reduce their financial burden? How will the rate hikes impact the housing market?

RBI | RBI Repo Rate Hike | RBI Repo Rate Hike | Reserve Bank of India Repo Rate Hike

RBI Repo Rate Hiked: Here is how to reduce your EMI burden after repo rate hike

August 19, 2022 10:37 am

RBI Repo Rate Hike, Reduce EMI Burden: Given the expectation that inflation will continue to be more than the RBI’s tolerance level, the central bank may increase the repo rate by 0.5 per cent in October. As a borrower, you should be prepared to deal with these hikes.