Bank credit

BANK CREDIT NEWS

Good to know: What really affects your credit score and what doesn’t

November 12, 2025 2:59 pm

A good credit score is earned, not bought. It rewards financial discipline—timely repayments, low utilisation, and mindful borrowing.

GST relief, festive demand push bank credit to 11.38% in 14 days ending October 3, shows RBI data

October 18, 2025 11:53 am

The government had rationalised GST with effect from September 22. It abolished multiple GST rates of 5 per cent, 12 per cent, 18 per cent and 28 per cent, and introduced a two-slab structure of 5 per cent and 18 per cent

RBI’s record banking system fund infusion is not boosting loan growth

July 20, 2025 7:49 am

NOMURA sees loan growth falling to 7-8% by March 2026

Bank credit growth slows to 12.8% in October

November 30, 2024 10:50 pm

In October, non-food credit of lenders stood at Rs 167.54 lakh crore as against Rs 148.52 lakh crore in October 2023, the data showed.

Bank credit grows 15.3% in April: RBI

June 02, 2024 8:24 am

Loans to agriculture and allied activities accelerated to 19.7 per cent in April 2024 from 16.8 per cent a year ago, the RBI’s Sectoral Deployment of Bank Credit for April 2024 showed.

Credit growth momentum may continue in FY24, say lenders

May 14, 2023 5:36 am

In the fiscal ended March 31, 2023, bank credit registered a growth of 15 per cent compared to 9.6 per cent in FY2021. In the previous year, the overall growth in bank credit was driven by the retail sector, which rose by 20.6 per cent.

Bank credit may expand by 13% as economy normalises: Fitch

November 29, 2022 11:06 am

“Strong loan growth should benefit net revenue, particularly as it will be coupled with wider net interest margins,” the report said.

Five ways to improve your credit score

September 06, 2022 5:03 pm

Credit Score, How to Improve Credit Score: A credit score is a three-digit number ranging from 300 to 900. It is calculated based on your credit report, which includes your payment history, credit enquiries, number of credit accounts, credit utilization ratio and age of your accounts.

Bank credit offtake ticks up even as interest rates rise: Services lead

June 13, 2022 7:28 am

In absolute numbers, bank credit has gone up by Rs 13 lakh crore as of May 20 to Rs 120.27 lakh crore, as against Rs 6.08 lakh crore a year ago.

Three reasons why you should check your credit score and credit report regularly

April 11, 2022 1:33 pm

A credit score is a three-digit number that tells the lender about your creditworthiness basis your credit history. Your creditworthiness tells the lender about your potential to take a loan and repay it.

BANK CREDIT VIDEOS

How demonetisation and GST hit MSMEs: News in Numbers

June 22, 2020 6:11 pm

Two years on, we look at how demonetisation (and GST) had an adverse impact on micro, small and medium enterprises or MSMEs. Here are some of the concerns that MSMEs are dealing with.

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