Google Pay now supports UPI payments using RuPay credit cards

For the unaware, Google Pay, a UPI-based payment app like most payments apps only support payment using a debit card. With this update, users can now add their RuPay credit card and make payments seamlessly to merchants across the country. At present, there is no option to add Visa and Master-issued credit cards to Google Pay or any other UPI payment app in India.

Nalin Bansal, Chief Relationship Management and Key Initiatives, Corporate Business from NPCI, said, “The integration of RuPay Credit Card on UPI delivers a remarkable user experience seamlessly combining the convenience of UPI with the benefits of RuPay Credit Card. We believe this service will mature to provide access to digital credit on demand and consumers will be able to make payments by taking benefit of the inherent security and availability of UPI network across both offline and online platforms. We are delighted to partner with Google Pay as we believe that this combination will play a vital role in democratizing credit in India.”

One can quickly add RuPay credit cards to Google Pay. (Image credit: Google Pay India)

How to add a RuPay credit card to Google Pay?

Adding a RuPay credit card to Google Pay is as simple as adding a bank account via a debit card.

1. Open Google Pay and go to settings
2. Select the setup payment method and click on Add RuPay credit card
3. Enter details like the last six digits of the credit card, expiry date, and pin Authenticate the same using OTP
4. You can now select a RuPay credit card while making payment to any UPI vendor, which can be done by either scanning the barcode or by entering the UPI ID or the phone number of the user

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