The credit score of an individual is based on their full loan history, which is stored in the database of a credit information company (CIC) which is registered with the Reserve Bank of India (RBI).
The Telecommunications Bill, 2023 allows the government to take over telecom services and intercept messages in the interests of national security and in case of emergencies. Here's exactly what the regulation says on the subject.
PM Modi is in Varanasi to participate in the Viksit Bharat Sankalp Yatra events, and inaugurate the second edition of the Kashi Tamil Sangamam. Here is what you need to know about the two govt initiatives.
Israel-Hamas conflict: The continued US support for Israel has been noted at the UN. It vetoed a resolution of the UN Security Council that called for a ceasefire the previous week. Why are veto powers given to specific countries within the UN? We explain.
What was planned under the pact, and why did the Maldives pull out of it? Does India have similar pacts with other countries? We explain.
While India's Constitution tilts towards the Centre on certain areas, not all states are equal either. Right after Article 370, the Constitution creates special provisions for at least nine states, from Article 371A-I. Here's why.
UN Secretary-General Antonio Guterres said 'Nowhere is safe in Gaza'. Why has he invoked Article 99 and could it impact the humanitarian situation on the ground? When has Article 99 been invoked in the past?
What are the risks that Moody's has noted in China's economy? And what exactly are such ratings assessing? We explain.
What is the Green Credits Programme, and how is it different from the carbon credits initiative? We explain.
Nanak is said to have travelled as far as Sri Lanka, Baghdad and central Asia to spread his teachings. His last journey was to Mecca and Madina, the holiest sites in Islam, as he preached the Oneness of God.
More than 140,000 Earth orbits and a quarter century on, the ISS is still a place of peaceful collaboration for science. Here's what you need to know.
Israel has designated Pakistan-based Lashkar-e-Taiba, the terrorist group that carried out the 26/11 attacks, as a 'terrorist' organisation. India does not recognise Hamas as a 'terrorist' organisation — only a handful of countries around the world do.
An alumnus of Yale University, Shear is best known for co-founding the live video-streaming website Twitch in 2011. His previous comments in a podcast were recently being shared, where he is seen calling AI “intrinsically dangerous”.
UP Police have received a complaint alleging that some companies have started certifying their products as ‘halal’ and are thus ‘toying with the public's faith’. Is halal just a type of meat? What are these certificates?
The dictionary updated the meaning of ‘hallucinate’ to account for its new usage in the context of artificial intelligence algorithms. We explain what it means in this context.
US President Joe Biden and Chinese President XI Jinping are also set to meet on the summit's sidelines. Why was APEC founded and what can be expected at the summit?
The appointment comes after British PM Rishi Sunak sacked Home Secretary Suella Braverman. Cameron is a former UK Prime Minister (between 2010 to 2016). Why has he been brought back? We explain.
After rains in Delhi, the levels of PM 2.5 and PM 10 – which are pollutants also measured under the AQI – came down significantly. Why does this happen and how effective are rains in clearing pollution?
The 2+2 meetings have been held annually with the US leaders since 2018. What is this meeting format and which countries does India engage with as part of it? We take a look.
High levels of air pollution in north India: The AQI transforms complex air quality data of various pollutants into a single number. Here are the index's eight constituents, the pollutants' sources and why they are cause for concern.
As the AQI in NCR dipped to the ‘severe’ category last week, stage 4 of GRAP was set in motion. What does it entail?
Who is an AoR? How does one become an AoR? What are the rules governing the AoR system?
Delhi Chief Minister Arvind Kejriwal has declined to appear before the ED for questioning in the Delhi liquor policy case. The ED will likely issue more summons to him now. If he still does not respond, the agency has two options it can exercise.
Prisoner’s Dilemma refers to one of the most popular 'games' in Game Theory, a branch of science that helps understand how people behave under different circumstances. Here is what it is, and how it applies to international relations.
Once termed “The Man Who Haunts Israel” by Time Magazine, Mashal has earlier headed Hamas’s Politburo. He is currently based in Qatar. Here is a brief look at his life.






