Techie from village, Hindi medium school, saves Rs 4 crore in 10 years; shares his story on Reddit: ‘No inheritance. No lottery’

The son of a daily-wage labourer who could barely make ends meet, he studied in a Hindi-medium government school. But even in those difficult times, his father made room – and time – for encouragement. “The day people know me because of you, I will feel proud,” his father once told him. That one sentence became his lifelong fuel.

In his post, the man recalled the hunger he felt – not just for food, but for dignity. “I still remember what hunger feels like. Not only the kind where your stomach aches, but also the kind where you quietly wish to wear a branded Levi’s T-shirt… just to feel normal among the city crowd,” he wrote.

His life took a turn when he discovered computers. That spark led to a job in tech – not a glamorous one, but stable enough to begin saving. He lived frugally, learned the ropes of personal finance through online forums and books, and even took up trading on the side. He had no formal mentor, just his mistakes and persistence.

Check out the post:

From a Hindi-medium village boy to ₹4 Crore in savings at 34 – If I can, you can too.
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Now, he owns a car and a bike – but not a house. And that is intentional. “I do not own a house yet, and I am not in a hurry either,” he wrote. “More than the material things, I am proud that I have created a life my father would be happy to see.”

The purpose of sharing his story, he said, was to give hope to anyone who feels stuck or behind in life. “To that person, I want to say – If I could do it, so can you. You do not need to speak fluent English. You do not need an elite degree. You just need hunger, consistency, and belief in yourself.”

He concluded the post saying that he is still figuring things out, and welcomed questions from others on how he managed his savings, emotional setbacks, or financial mistakes. “Thank you for reading. Stay strong. Keep building,” he wrote.

The Reddit thread has since struck a chord with hundreds. One user commented, “God bless you with more success, peace and health… proud of your achievement. Keep teaching and pass on hard work to me.”

Another wrote, “Wow OP a big W. I am 20 years old and come from a middle-middle class family… we sold our car during COVID and haven’t been able to buy one back since. You surely did some great work.”

Someone else added, “Finally someone not yapping on the internet. Thanks mate. I needed a heads-up to go on and work harder and be strong every day.”

And among the most touching replies came from someone in their 40s, currently in Rs 1 crore debt: “I promise myself that I should not only be debt free by the time I am 45, but should be in a position to retire happily, do what I love, lead a stress-free life and see places that I could only dream of. Wish me luck!”