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India is model for digital infra. It can become one for AI, too

For AI, India can build on the Aadhaar-UPI model

December 11, 2025 7:41 am

If large AI systems operate under Indian law, if computing power grows through green infrastructure, and if citizens can access AI securely and affordably, we can leapfrog directly to the green frontier

State should reclaim its role, shape digital markets

December 10, 2025 12:33 pm

This public infrastructure ethos is reflected in the RBI’s recent reaffirmation that UPI will remain a zero-cost rail for users, underscoring the state’s commitment to keeping digital infrastructure open and accessible.

UPI offline payments: How to send money without internet

November 08, 2025 8:52 am

Here's how you can make UPI payments even if you don't have an active internet connection.

Authentications will be done using biometric data stored under the Government of India's unique identification system - Aadhar, one of the sources said. (Image: Reuters)

India to roll out biometric authentication for instant digital payments from Wednesday, sources say

October 08, 2025 10:57 am

The move follows recent guidelines from the Reserve Bank of India permitting alternative methods of authentication and will mark a departure from the current system, which requires a numeric PIN for payment authentication.

After UPI, Account Aggregator network creates great impact: BG Mahesh, CEO, Sahamati

September 07, 2025 8:54 am

An Account Aggregator is an entity that helps customers to share their financial data securely with other financial institutions for either a loan or an insurance product.

RBI Governor Sanjay Malhotra at FE BFSI Summit in Mumbai on Friday

Free UPI has borne good fruits, but cost of service has to be paid: RBI Governor Sanjay Malhotra

July 25, 2025 10:42 pm

The Indian government has repeatedly rejected talk of a fee being charged on UPI transactions in the future.

Your child can also make UPI payments: Here’s how UPI Circle works for kids

July 01, 2025 8:37 am

Children under 18 can now use UPI for payments without needing their own bank account, thanks to UPI Circle.

According to Swiggy’s Q4FY25 shareholder letter, food delivery is a relatively mature category that needs innovation to attract new consumers to sustain growth.

Is Swiggy walking down Paytm's path? A comparative look at India’s new-age IPOs

May 15, 2025 6:53 am

Swiggy’s rising losses and falling share price have sparked comparisons with Paytm, another new-age digital company that has struggled with profitability. Both platforms follow a flywheel strategy and have adopted the one-app approach to cross-selling services. The next two years could be a turning point for both Paytm and Swiggy as they aim for profitability.

Image caption: P2P payment frauds involve scams where fraudsters trick users into sending money or revealing sensitive credentials. (Image: FreePik)

P2P scams: How they can drain your money through UPI in just seconds

May 02, 2025 6:20 pm

In the 19th edition of The Safe Side, we highlight the rising trend of peer-to-peer (P2P) payment fraud. Scammers are exploiting platforms like UPI and mobile payment apps to trick users into transferring money or revealing personal details.

India’s digital transactions to treble in next 5 yrs: PwC

We have to use digital technology as empowered citizens, not as passive subjects

March 25, 2025 12:10 pm

While experts debate the nuances of the Digital Personal Data Protection Act and the proposed Rules, the average Indian remains disconnected from conversations about their own digital rights