Public Provident Fund

PUBLIC PROVIDENT FUND NEWS

Slow and Steady: How Much of Your Money Belongs in PPF?

May 23, 2025 1:03 pm

The strategy, essentially, is to avoid duplication. While PPF is a useful tax-saving tool, it isn’t the only one. Utilise it to complement your broader financial strategy.

Public Provident Fund: Benefits, documents required, eligibility criteria and application process; all you need to know

June 27, 2024 9:47 am

The Public Provident Fund (PPF) offers a guaranteed rate of return set by the government, shielding your investment from market fluctuations and ensuring steady growth.

Centre hikes interest rates on most small savings schemes for Apr-Jun

April 01, 2023 12:34 am

The interest rate on savings deposits will continue to be 4 per cent per annum. EPF continues to have a higher interest rate for its subscribers, with the recent announcement pegging it at 8.15 per cent for FY23 from a four-decade low of 8.1 per cent for FY22.

Explained: What unchanged small savings rates mean for banks, savers

July 01, 2022 7:00 am

Barring PPF and Sukanya Samriddhi Yojana, all other small saving instruments are currently fetching negative real returns amid high inflation.

Govt keeps interest rates unchanged on small savings schemes for September quarter

June 30, 2022 8:20 pm

Public Provident Fund (PPF) and National Savings Certificate (NSC) will continue to have an annual interest rate of 7.1 per cent and 6.8 per cent, respectively, in the second quarter of this fiscal.

Small savings schemes’ interest rates unchanged

April 01, 2022 12:30 am

Interest rates on small saving schemes are reset every quarter, but have not been revised since the first quarter of FY21.

Have an inactive PPF account? Here is how to revive it

April 28, 2021 5:41 pm

Inoperative PPF Account: Here's how you can reactivate your inactive PPF account.

Government may cut rate on small savings schemes in next quarter

March 18, 2020 5:38 pm

Bankers have been complaining that high rates on small savings schemes prohibit them from cutting deposit rates. Currently, there is a difference of nearly 100 basis points between deposit rate of banks and small savings rate for one-year maturity.

Interest rate on PPF, NSC drop by 0.1 per cent: Here's what the Finance Ministry notification says

July 01, 2017 5:27 pm

The Kisan Vikas Patra would drop down by 0.1 per cent and will now fetch an interest rate of 7.5 per cent. Another change made to the scheme is the increase in the duration of maturity which will now be 115 months as against 113 months.

To make economy more efficient, interest rates have to come down: Arun Jaitley on PPF rate cuts

March 20, 2016 9:53 pm

To make economy more efficient rather than sluggish, the country has to move towards lower interest rates in both," Finance Minister Arun Jaitley said.

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