PERSONAL FINANCE NEWS - Page 4

Here's how to file Income Tax Returns (ITR) for FY 23-24 and AY 24-25 via WhatsApp.

ITR Filing FY 23–24: How to file Income Tax Returns via WhatsApp?

July 30, 2024 20:00 IST

This new WhatsApp-based ITR filing service is primarily intended for blue-collar professionals such as drivers, delivery executives, and home service providers, with available options including English, Hindi, and Kannada, ensuring broader reach and usability.

New vs Old Tax Regime: How much you would pay after Budget 2024

July 24, 2024 12:46 IST

It is important to note that the new tax regime offers tax-free income for anyone earning ₹7 lakh or less.

Union Budget: How to be fair to the salaried workersSubscriber Only

July 19, 2024 16:49 IST

This article is about the last stakeholder – the household and the salaried worker powering it. What can we expect out of this budget realistically, and what should we aim for?

As the demand for gold has increased among investors, many view gold as an investment class where funds should be allocated. Here are the benefits of investing in gold:

Gold investment in India: How to invest, types, and benefits—All you need to know

July 16, 2024 11:36 IST

Gold has long been a trusted investment option in India, and with the evolution of investment options, there are now several ways to invest in gold.

Income Tax Returns filing, ITR filing, nil ITR

Wondering if you should file a Nil ITR? Here is how it helpsSubscriber Only

July 15, 2024 16:37 IST

The Income Tax Department has set a limit for taxable income and if your income is above this set limit in a financial year, you must file your income tax returns.

Bankruptcy credit score personal finance

How bankruptcy affects your credit score and ways to rebuild itSubscriber Only

July 5, 2024 16:32 IST

Bankruptcy is an indicator of financial distress and inability to repay debts. As a result, once you file for bankruptcy, your credit score will plunge significantly.

All you need to know about Income Tax Returns filing. (Source: Freepik)

ITR Filing: Know the latest updates, tax slabs, rules and income tax guide for FY 23-24

July 30, 2024 20:01 IST

Tax slabs categorize your taxable income into different brackets, and each bracket has a corresponding tax rate. The higher your income, the higher the tax rate you pay on a portion of that income.

ITR Filing: filing an income tax return (ITR) for the fiscal year 2023–24 and assessment year 2024–25 has begun, with July 31st, 2024 (Wednesday) as the deadline.

Income Tax Returns Filing FY 23–24: Online vs offline ITR filing—Which option is better?

July 2, 2024 15:49 IST

As now taxpayers in India have the option to file their income tax returns (ITR) either online or offline, considering factors such as convenience, processing speed, error reduction, and the need for personalised guidance will help determine the best approach for the tax filing needs.

As the process becomes more digitalised and streamlined today, one thing we all tend to overlook is that filing the tax return does not end with the submission of the ITR. Verifying the return within 30 days of filing is a compulsory step of the ITR filing process. (Source: Getty)

ITR Filing FY 23-24: How to download ITR-V Form?

July 2, 2024 13:18 IST

ITR-V, or the Income Tax Return Verification Form, is a crucial document for taxpayers who file their returns online without using a digital signature. This single-page form serves as a verification of the income tax return (ITR) submitted electronically.

Been a victim of credit card fraud? Here are the documents you need to submitSubscriber Only

June 30, 2024 11:59 IST

To avoid falling victim to a credit card fraud, follow safe practices like never sharing sensitive financial information, setting transaction limits for transactions, never leaving your card unattended, using your card only on reliable and secure websites, and regularly reviewing your card statements to track your account activity.

ITR Filing Last Date FY 23-24(AY 24-25): Income Tax Filing Deadline:

ITR Filing FY 2023-24 (AY 2024-25): When is the last date of filing Income Tax Returns?

June 30, 2024 11:52 IST

ITR Filing Last Date FY 23-24(AY 24-25) As the filing process becomes more streamlined and digitised today, one common mistake taxpayers make is delaying or missing the deadline for ITR filing. Check here.

Check out types of ITR forms and their eligibility. (Source_ Freepik)

ITR filing for FY 23–24: Which form to file—types and eligibility criteria

July 4, 2024 12:28 IST

ITR Filing: There are a total of seven types of income tax return forms available, which are categorised on the basis of individual income. Refer to which ITR form is applicable for one to file to avoid errors, delays, and scrutiny.

One should file ITR within the due dates specified by the Income Tax Department.(Representational)

ITR Filing: 10 must-know things before filing income tax returns for FY 23–24

June 26, 2024 15:44 IST

ITR Filing: As a taxpayer, one must ensure that all guidelines and rules to ensure compliance with tax laws are followed while filing income tax returns (ITR).

Filing income tax returns is more than just a statutory duty; it is a practice that fosters financial discipline and transparency. Here are top 10 benefits of filing ITR on time. (Source Freepik)

ITR filing for FY 2023–24: Top 10 benefits of filing Income Tax Returns on time

June 26, 2024 12:25 IST

ITR Filing: The benefits of filing an ITR extend beyond mere compliance, offering numerous advantages that can enhance financial stability and growth, necessitating every taxpayer to ensure the timely filing of their returns and avail of these benefits.

ITR Filing FY 23-24 Important Documents: With the filing process becoming more streamlined and digitised today, organising the required documents is an important part of the process, (Source: Freepik)

Income Tax Return filing: A checklist of essential documents required for filing ITR FY 23-24

June 25, 2024 12:35 IST

Income Tax Return Filing: With the right preparation and understanding of the required documents, the ITR filing process can be a smooth and efficient experience. Enlisted below are the essential documents required for filing income tax returns for FY 2023–24.

Income Tax Returns ITR Filing FY 2023-24

Income Tax Return FY 23-24: 10 common mistakes to avoid while filing ITR in India

June 25, 2024 08:55 IST

Income Tax Return Filing: Ensuring accuracy and compliance is crucial when filing your Income Tax Return (ITR) to avoid potential issues and ensure a smooth tax filing process. Explore ten common mistakes to steer clear of.

Dos and Don’ts of using your credit card during emergenciesSubscriber Only

June 22, 2024 09:46 IST

Not many people know that credit cards can come in handy during financial emergencies as they allow quick and hassle-free access to funds when needed. However, using a credit card during an emergency comes with certain caveats.

Navigating the post-election market – 7 strategic moves to makeSubscriber Only

June 6, 2024 12:29 IST

Navigating a post-election market can be challenging and demands foresight. Here's how to reduce your losses

Credit card fraud on the rise – 9 tips to use your card safelySubscriber Only

May 24, 2024 14:13 IST

Popularity of credit cards has also led to an alarming rise in fraud. The techniques being deployed to commit such frauds are getting more and more sophisticated each day.

Mutual Fund transactions: How to verify your KYC status online

May 23, 2024 13:45 IST

Know Your Client (KYC) is the process by which financial entities such as fund houses and stockbrokers or banks verify an investor’s identity after which the users are allowed to begin with their investment journey.

Credit card limit not sufficient? 5 ways to increase funds available to youSubscriber Only

May 23, 2024 12:02 IST

As a credit card holder, there are various aspects of your credit limit which you must know in order to use your card responsibly. Let’s find out what these are:

Guide to understand credit card rewards systemSubscriber Only

May 8, 2024 14:27 IST

It is important for credit card users to understand all about their credit card’s rewards to ensure they are using them optimally. The first step for doing that would be understanding the various terms that are related to credit card rewards.

Credit Cards or Gold Loans – Which one is right for you?Subscriber Only

April 25, 2024 12:44 IST

With gold being a popular and conventional investment in India, it is more likely to be owned by many people. One may not necessarily need to have a high credit score or credit history to avail of a gold loan, thus making it a more accessible option compared to credit cards.

As home loan rates cross 9%, here are 5 ways to reduce your burdenSubscriber Only

April 8, 2024 14:39 IST

Some prominent banks like HDFC and Bank of India, also recently hiked lending rates by 35 basis points and 10 basis points, respectively.

Low CIBIL Score Credit Card: Ideally, a credit score above 700 is recommended for acquiring a credit card easily; however, one can still apply for credit cards with or without a low credit history.

CIBIL score: How to get a credit card with a low or no credit history

April 2, 2024 15:40 IST

Credit Card with Low CIBIL Score: Ideally, a credit score above 700 is recommended for acquiring a credit card easily; however, one can still apply for credit cards with or without a low credit history. Here are few ways.