Gold loan

From PAN card-Aadhaar linking to 8th Pay Commission: New rule changes from January 1, 2026 in financial sector

December 31, 2025 9:20 pm

Major Rule Changes in New Year 2026: The year is expected to begin with a set of financial changes influencing banking, taxation and household budgets.

RBI hikes loan-to-value ratio on gold loans below Rs 2.5 lakh to 85%

June 07, 2025 5:44 am

For gold loans more than Rs 2.5 lakh and up to Rs 5 lakh, the LTV ratio has been set at 80 per cent. For loans more than Rs 5 lakh, the central bank has set an LTV of 75 per cent.

To temper sharp gold loan growth, RBI issues draft rules that tighten lending

April 10, 2025 2:21 pm

Lenders should not extend loans where ownership of the collateral is doubtful, and they should keep a record of the verification of the ownership of the collateral.

Banks ask gold loan borrowers to settle accounts for loan extension

March 23, 2025 3:56 am

After the Reserve Bank of India (RBI) asked lenders to tighten the gold loans processes in September last year, the new system introduced by banks has come under fire from borrowers

Gold rush: Soaring prices drive consumers to pledge their assets

February 07, 2025 5:39 am

Gold holds a significant place in Indian culture, often being accumulated over generations. During times of financial needs like hospital expenses and college fees, individuals are more willing to pledge their gold holdings like jewellery to secure loans.

30% jump in gold loan NPAs in April-June on slowing economy, debts

December 31, 2024 8:42 pm

Slowdown has affected income levels, making it difficult for borrowers to repay loans to banks, NBFCs.

Gold loan outstanding of banks rises 43.4% in 1st half of FY25

November 02, 2024 8:22 am

Gold loan growth in 2022-23 was just 14.6 per cent, according to the RBI.

RBI finds irregular practices in grant of gold loans; asks lenders to review policies

October 01, 2024 8:14 am

Gold loan segment to hit Rs 10 lakh crore this fiscal

September 28, 2024 10:52 am

While banks remain dominant driven by their gold jewellery-backed agriculture loans, at the same time, NBFCs hold the pole position in retail gold loans and are expected to expand at 17-19 per cent in FY2025, rating firm ICRA said.

IIFL Finance to raise $152 million via rights issue amid ban on gold loans

April 17, 2024 2:15 pm

In mid-March, IIFL had said it would raise up to 15 billion rupees via a rights issue, which gives preferential treatment to existing shareholders, but had not finalised the amount.