Almost all of us have a distinct memory of the rains while we were growing up. The word monsoon is synonymous with fun,spontaneous holiday from school or maybe just enjoying the feel of the rains.
But along with these fun-filled moments of happiness and joy,there is also a high probability of common ailments like cough,cold,water borne diseases,malaria,dengue fever and chikungunya to name a few.
However with the correct precautions and modest care; these hazards can be controlled. Below are a few tips to ensure a hassle-free and pleasant monsoon.
It is essential that one keeps the body warm and dry,particularly the feet. This ensures protection from infection
One must not stay in wet clothes for too long as this can lead to viral fever and body ache. Due to humidity,its is important to drink lots of water to avoid dehydration and skin infections If one is feverish for more than two days,it is important to consult the doctor as it could be a case of malaria or typhoid. One should wear loose cotton clothes in the monsoons.
Wear sturdy foot wear which ensures a good grip to avoid slipping or falling .
It is important to have antiseptic liquids which is important to wash off muck and dirt that get splashed ever so often in the monsoon.
There are also various health scares during the monsoons. The humid weather and constant exposure to rain water also increases the risk of infection. Viral fever,cold and stomach infections are the most common health hazards during monsoons. Food poisoning due to contaminated water may lead to severe waterborne diseases like jaundice,typhoid,cholera and diarrhoea.
Most of the infections and diseases in the monsoons are water-borne. Water-logging also promotes the infestation of mosquitoes which causes diseases like malaria and dengue. To enjoy a fun-filled and carefree monsoon the only way is to follow the mantra that prevention is better than cure.
As one follows the above mentioned tips,one can also avail the benefit of the free health check up coupons which comes along with their health insurance policies for free,preventive and regular check ups.
In case if the condition of the individual deteriorates,it is important to admit the individual in the hospital. A health insurance policy will help cover the individual and the family against sudden medical emergencies. Most companies offer cashless hospitalisation,free health check up and EMI facilities among other features.
Given below are a few basic tips one should consider before buying insurance.
It is important to define the requirements of the cover. There are different types of policies available depending on the budget and requirement
While buying a health policy,is it important that the whole family is a part of the same policy. This is beneficial from a cost perspective
It is important to check the hospital network and be aware of the hospitals near the residential area in case of an emergency.
Author is VPHealth Underwriting & Product,ICICI Lombard