Kapil Sharma, Rajiv Thakur didn’t know about home loans when they wanted to buy their first home in Mumbai: ‘We were so poor, we didn’t know’

“Kapil and I would buy one each and we would find someone to buy the third. He said Rs 54 lakh for the flat, I brought it down to Rs 45 lakh on the promise that we will buy three flats. But when we were returning to Andheri, it took us about one and half hour. By this time, we decided, we are never returning here,” he recalled with a laugh.

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By the time, Rajiv and Kapil saved up Rs 70 lakh, the flats in Andheri spiked to Rs 90 lakh. “We were so poor that we didn’t know that one can avail a home loan. It never occurred to us that one can take home loan,” he recalled and said that when he shared this idea with his father, he was shocked by the idea of getting a loan. Rajiv said that they eventually bought their flats in Andheri because that’s where most of their work happens and they don’t want to spend much time in travel. Rajiv then shared, “Kapil stays in Andheri because he knows if he will move out of there, he will become lonely.”