EPFO allow members to withdraw up to 100% of ‘eligible balance’ in PF account: Here’s how to withdraw it online

Withdrawing from one’s Provident Fund (PF) is a significant financial step for many employees in India; here’s how to do it online.

Documents Required:

The following documents are required to withdraw the PF amount:

• Universal Account Number (UAN)
• Bank account information of the EPF subscriber
• Identity and address proof
• Cancelled check with IFSC code and account number

ALSO READ | 4 easy ways to check Employees’ Provident Fund (EPF) balance in 2025

How do I withdraw PF online with my UAN?

The Board, chaired by Union Minister of Labour and Employment Mansukh Mandaviya and having representatives of employees and employers, also approved the requirement of the minimum service period to withdraw funds to 12 months from a minimum of 5 years for housing, minimum 7 years for education & marriage and any time during service for other withdrawals.

Step 1: Access the UAN portal. Navigate to the official UAN portal to initiate the process.

Step 2: Use your UAN (Universal Account Number) and password for logging into the portal. Ensure to fill in the captcha correctly before clicking on the ‘Sign In’ button to authenticate your access.

Step 3: After successful login, select the ‘Manage’ tab and choose ‘KYC’ from the list, ensuring your Aadhaar, PAN, and bank information are up-to-date and verified.

Step 4: Post KYC verification, move to the ‘Online Services’ tab, find ‘Claim’ and select this to begin the claim process.

Step 5: The subsequent screen will present your member details, KYC information, and other service-related details. Key in your bank account number and select ‘Verify’ to confirm the accuracy of the provided details.

Step 6: Agree to the certificate of undertaking by clicking on ‘Yes’. This is a mandatory step to proceed further.

Step 7: Choose the ‘Proceed for Online Claim’ option to advance to the next step in the claim process.

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Step 8: Within the claim form, specify the type of claim you wish to file under the ‘I Want To Apply For’ tab.

Step 9: Finalise your application by clicking on the certificate button. Depending on the nature of your claim, you might be prompted to upload scanned documents relevant to your application’s purpose.

‘pf withdrawal’ surges on Google Trends as EPFO announces simplified 3-category system; committee to review RBI’s proposal on fund management. (Screenshot)

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