ICICI Bank’s Q2 net profit rose 5.2%

Its fee income grew by 10.1 per cent y-o-y to Rs 6,491 crore in Q2 FY26 from Rs 5,894 crore during the same quarter of the previous fiscal. Fees from retail, rural and business banking customers constituted about 78 per cent of total fees in Q2 FY26, the lender said in a press release.

The net domestic advances jumped 10.6 per cent year-on-year. The retail loan portfolio grew by 6.6 per cent year-on-year, and comprised 52.1 per cent of the total loan portfolio at September 30, 2025. Average deposits increased by 9.1 per cent in Q2 FY26.

The gross non-performing assets (NPA) ratio stood at 1.58 per cent at September 30, 2025, compared to 1.97 per cent in the same period last year.

The net NPA ratio was 0.39 per cent as against 0.42 per cent. The gross NPA additions were Rs 5,034 crore in Q2 FY26 compared to Rs 5,073 crore in Q2 FY25. The bank has written-off gross NPAs amounting to Rs 2,263 crore in the July-September 2025 quarter. The provisioning coverage ratio on non-performing loans was 75 per cent at September 30, 2025.