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New loan originations growth slows to 5% in Q4 FY25: Cibil

June 23, 2025 11:51 pm

The report said that across all other loan products, with the exception of personal loans, the growth in volume was lower than the growth in value, which indicates a preference for higher value loans

where does PNB Housing Finance lie on the valuation spectrum? It’s not as ‘expensive’ as Bajaj Housing Finance nor as ‘cheap’ as Repco Home Finance. It lies somewhere in the middle. (Credit: www.pnbhousing.com)

After surging 3x in 3 yrs, can PNB Housing Finance sustain the momentum?

May 03, 2025 10:19 am

PNB Housing Finance has sharply reduced NPAs and nearly doubled PAT since FY23. Write-backs have boosted short-term gains, but sustainable growth hinges on managing asset quality as the affordable housing book grows.

Cibil said home loan and credit card originations declined YoY in the three-month period ending December 2024, while the growth rate for other retail loan products, while positive in the most recent quarter, was at a slower rate than in the same quarter in 2023.

Retail credit growth moderates further as loans by new customers decline 21%: Cibil

March 27, 2025 8:57 am

According to Cibil, younger generations formed the largest cohort of new-to-credit consumers, with Gen Z (born in 1995 or later) comprising 41 per cent.

‘Many women are accustomed to it’: Kiran Rao on people crediting ex-husband Aamir Khan for her success—how letting others take credit can affect mental health

November 10, 2024 4:02 pm

Develop self-confidence that is resilient to others’ opinions, focusing on your work and values.

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Financial sector sees Rs 23,000 crore pull out by FPIs on credit-deposit gap concerns

August 26, 2024 7:22 am

After the financial services sector, FPIs sold the highest amount of shares in the metals and mining sector at Rs 2,668 crore during the first fortnight of August.

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India’s corporate credit rating upgrades moderate in H1 FY24

October 04, 2023 12:27 am

The number of corporates that witnessed credit rating upgrades in H1 of FY24 outnumbered those who faced downgrades, they said.

Half of India's working population credit active: CIBIL report

June 29, 2021 1:12 pm

Credit institutions are fast approaching a saturation level in new customers as over half of the borrowers are from the existing customer base of a bank, the report by Transunion CIBIL said.

The credit burden

August 30, 2020 8:52 pm

Government strategy to address impact of Covid in agriculture relies heavily on credit. Evidence suggests that institutional credit mechanisms exclude most vulnerable sections of our society.

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Indians became cautious while taking credit in 2019: Survey

January 15, 2020 7:10 pm

Instead of keeping their major goals in life on hold, credit seekers are achieving them by being cautious, the company said in a report titled 'BankBazaar Moneymood 2020'.

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RBI's new prudential framework for stressed asset resolution credit positive: Moody's

June 10, 2019 2:13 pm

The RBI last week issued a prudential framework for resolution of stressed assets, which give lenders 30 days to review a borrower account before labelling it as a non-performing asset in case of default.