How to add money to Amazon Pay from your phone

Amazon Pay is a digital wallet, which can be used to make payments in both online and offline stores.

By: Tech Desk
Bengaluru | April 23, 2023 01:33 PM IST

3 min read

Amazon Pay is one of the prominent digital wallets in India.

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A digital wallet is one of the best ways to make an online payment in India, and it is slightly different from a UPI payment. In the case of digital payment, one needs to preload the wallet, which can then be used to pay at physical stores, hotels, and even on online e-commerce websites. Amazon Pay is one such prominent digital wallet in India, and here is how you can load money to your Amazon Pay account.

First and foremost, you need to have an Amazon account, which can be created free of cost. And if you have an Amazon Prime subscription, you could get additional offers and cashback on select payments you might make using Amazon Pay. Another advantage of Amazon Pay is that it does not fail like a UPI payment.

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Also read | India allows Google, Amazon as online payment aggregators

To access Amazon Pay, you need an Android or an iOS device. Do note that there is no dedicated Amazon Pay app on either of the platforms. Instead, Amazon Pay has to be accessed via the Amazon app. While you can load money from a PC, to spend it at a store, you do need a phone.

Do note that, unlike UPI, you won’t be able to make payments to every vendor who uses apps and services like Google Pay, Paytm, and PhonePe. When you load money into an Amazon Pay wallet, you can either spend it on Amazon or pay a vendor who accepts Amazon Pay.

How to add money to Amazon Pay

Open the Amazon app on your smartphone and ensure you are logged in.
On the homepage, you will see an option called Amazon Pay. Click on it.

Amazon Pay is available on both Android and iOS Amazon app.

In the next menu, you will have four options in the quick actions menu. Select the third option that says “add money.”
The next page will show details like Amazon Pay balance and gift card balance.

One can load money to Amazon Pay using credit, debit, and even using UPI.

Now, go to the “add money to balance” option. You can add from Re 1 to Rs 1,00,000 at a time to your Amazon Pay account.
Type the desired amount that you would like to add to your Amazon Pay balance and complete the payment using debit, credit, or UPI.

As of now, Amazon does not charge anything extra to load money to the Pay account. If you happen to load Rs 1,000, the same will be deducted from your bank account. And once you add money to the Amazon Pay wallet, it cannot be transferred back to your bank account.

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