Top universities abroad including Harvard University, the Massachusetts Institute of Technology (MIT), and the University of Texas (UT) System have announced expanded financial aid programs, offering free tuition to students from middle-income families. These initiatives aim to ease the financial burden on students by significantly increasing the income thresholds for eligibility.
At MIT, families earning under $200,000 annually will now qualify for tuition-free education, while the UT System will waive tuition and fees for students from families earning $100,000 or less. Meanwhile, Harvard will provide full financial aid to families earning below a certain threshold.
With rising college costs, these programmes ensure that more students can access a world-class education without the stress of tuition fees. Here’s what you need to know about eligibility, benefits, and how to apply.
Question: Who will benefit from the tuition fee waiver programme at Harvard University?
Answer: Students from families with incomes of $100,000 or less will receive a completely free education, covering all costs. It will make approximately 86 per cent of US families eligible for assistance. Harvard College will cover all billed expenses — including tuition, housing, food, health insurance, and travel — for students from families earning $100,000 or less. These students will also receive a $2,000 start-up grant in their first year and another $2,000 launch grant in their junior year to help with post-graduation transitions.
Students from families earning $200,000 or less will qualify for free tuition, along with additional aid to cover other expenses based on individual financial needs. Even families earning above $200,000 may be eligible for financial aid, depending on their circumstances. Harvard’s financial aid staff will work closely with students and families to support their specific financial situations.
Question: How much have been allocated by Harvard University for the 2025-26 academic year?
Answer: Since the launch of the Harvard Financial Aid Initiative, the University has provided over $3.6 billion in undergraduate financial assistance. For the 2025-26 academic year, Harvard College has allocated $275 million for financial aid. Currently, 55 per cent of UG students receive financial support, with their families contributing an average of $15,700 for the 2023-24 academic year. The enhanced financial aid programme aims to ease the financial burden on middle-income families and reinforce Harvard’s commitment to educational equity, as mentioned in the Harvard Gazette.
Question: What is the criteria to become eligible for a tuition fee waiver at MIT?
Answer: Students from families earning under $200,000 annually qualify for tuition-free education at MIT. It is now up from the previous $140,000 threshold.
Question: Who receives full coverage for tuition, housing, books, and personal expenses at MIT?
Answer: Families earning below $100,000 will receive full coverage for tuition, housing, books, and personal expenses, effectively making MIT cost-free. Currently, 35% of MIT undergraduates pay no tuition, and this expansion will benefit even more students.
Question: Does the University of Texas also waive fees?
Answer: Beginning in the fall of 2025, the University of Texas (UT) System will waive tuition and mandatory fees for students from families earning $100,000 or less annually. This new policy will apply to all nine UT academic institutions, unifying the varying financial aid programs previously in place across the system. By creating a universal income threshold, the UT System aims to provide consistent and accessible opportunities for students regardless of which campus they attend.
Question: What is the University of Massachusetts’ rule to get a tuition fee waiver?
Answer: The University of Massachusetts is expanding its financial aid programme to fully cover tuition for high-need families earning $75,000 or less. Currently benefiting 92 per cent of eligible students, this initiative aims to support the remaining 8 per cent. To qualify, students must be Massachusetts residents, enrolled full-time, and pursuing an on-campus undergraduate degree. The program will be available across all UMass campuses, including Amherst, Boston, Dartmouth, and Lowell.