The One-Rupee trick: List of Jan Dhan accounts from six states

1. Account Holder: Ajit Kumar Das

Account opened: Sept 15, 2014

₹ 1 deposited on Feb 25, 2016

Ajit Das: “I am surprised to know about this deposit.”

* When contacted, a branch official said: “I joined the branch recently, I don’t know anything about this.”

Punjab and Sind Bank
Branch: Rajgarh Road, Guwahati

2.Account Holder: Mina Talukdar

Account opened: Not available

₹ 5 deposited on June 4, 2016

Mina Talukdar: “I didn’t make any deposit.”

3.Account Holder: Siddharth Dey

Account opened: Nov 14, 2014

₹ 5 deposited on June 4, 2016

Siddharth Dey: “I did not deposit the ₹5.”

4.Account Holder: Shaidul Haque

Account opened: Not available

₹ 5 deposited on Sept 5, 2015

Shaidul Haque: “I don’t know who deposited the ₹ 5.”

5.Account Holder: Matali Dutta Roy

Account opened: Oct 2014

₹ 1 deposited on March 2, 2015

Subhash Roy, Matali’s husband: “My wife didn’t make any deposit of₹ 1.”

6.Account Holder: Noor Hassina Ahmed

Account opened: Not available

₹ 1 deposited on December 14, 2015

Noor Hassina Ahmed: “I am not aware who deposited the₹ 1.”

7.Account Holder: Hazarat Ali

Account opened: Not available

₹ 1 deposited on December 14, 2015

Hazarat Ali: “I did not deposit any money.”

* When contacted, a branch official said: “There are no such instances at my branch. Why will I deposit my own money in Jan Dhan accounts?”

Watch Video | Falling Zero-Balance Jan Dhan Accounts: The One Rupee Trick

Bihar
Punjab National Bank
Branch: Barh

8.Account Holder: Kamli Devi

Account opened: Nov 22, 2014

₹ 1 deposited on Oct 13, 2015

Kamli Devi: “I don’t know about this ₹ 1.”

9.Account Holder: Laxman Chaudhary

Account opened: May 20, 2015

₹ 1 deposited on Oct 13, 2015.

Laxman Chaudhary: “I am yet to make any deposit in this account.”

10.Account Holder: Lallu Paswan

Account opened: May 6, 2015

₹ 1 deposited on Oct 13, 2015

Lallu Paswan: “I did not deposit the ₹ 1.”

11.Account Holder: Ramsheesh Chaudhary

Account opened: April 30, 2015

₹ 1 deposited on Oct 13, 2015

Ramsheesh Chaudhary: “I did not deposit the ₹ 1.”

* When contacted, a senior bank official said: “We took the money from funds earmarked for the bank’s expenditure and put ₹ 1 or ₹ 2 in accounts having zero balance. This was just to keep those accounts operational.”

Chhattisgarh
Bank of Baroda
Branch: Amleshwar, Durg

12.Account Holder: Laxmi Sonkar

Account opened: March 9, 2015

₹ 5 deposited on Aug 19, 2015

Namichand, husband of Laxmi Sonkar: “I did not deposit any money in the account.”

13.Account Holder: Bhikhram Yadav

Account opened: August 26, 2014

₹ 5 deposited on August 14, 2015

Bhikhram Yadav: “I did not deposit any money.”

* When contacted, a branch official said: “I am not supposed to give these details to anyone other than account-holders.”

Madhya Pradesh
Union Bank of India
Branch: MP Nagar, Bhopal

14.Account Holder: Rajesh Rao

Account opened: Aug 28, 2014

₹ 2 deposited on June 28, 2016

Rajesh Rao: “I don’t know from where ₹ 2 came to my account.”

15.Account Holder: Nirmala Bai

Account opened: Aug 28, 2014

₹ 2 deposited on Feb 18, 2016

Nirmala Bai: “I did not deposit the money.”

* When contacted, a branch official said: “The branch didn’t deposit any amount. Customers may have forgotten that they deposited the money.”

Bank of India
Branch: Raatibad, Bhopal

16.Account Holder: Nizam Khan

Account opened: Sept 16, 2014

₹ 1 deposited on Aug 11, 2015

Zaid Bi, Khan’s wife: “The ₹ 1 deposit was not made by us.”

17.Account Holder: Seema Bai

Account opened: Oct 15, 2014

₹ 1 deposited on Aug 11, 2015

Seema Bai: “The ₹ 1 was not deposited by me.”

18.Account Holder: Prem Bai

Account opened: Oct 15, 2014

₹ 10 paise was deposited on July 20, 2016

Prem Bai: “I don’t know who deposited this 10 paise.”

* When contacted, a branch official said: “I joined this branch recently. The account holders may have forgotten that they deposited the amount.”

Rajasthan
Bank of Baroda
Branch: Baler, Sawai Madhopur

19.Account Holder: Kamlesh Devi

Account opened: 2015, date not mentioned in passbook

₹ 1 deposited on Nov 17, 2015

Kamlesh Devi: “I have no idea about this.”

20.Account Holder: Bhuli Devi

Account opened: 2015, date not mentioned in passbook

₹ 1 deposited on Nov 24, 2015

Bhuli Devi: “I don’t know where the ₹ 1 came from.”

21.Account Holder: Mano Devi

Account opened: 2015, date not mentioned in passbook

₹ 1 deposited on Nov 19, 2015

Mano Devi: “I don’t know who put this money in my account.”

22.Account Holder: Prem Devi

Account opened: 2015, date not mentioned in passbook

₹ 1 deposited on Nov 19, 2015

Prem Devi: “We were expecting subsidy money in the account, not the ₹ 1.”

23.Account Holder: Santra Devi

Account opened: 2015, date not mentioned in passbook

₹ 1 desposited on Nov 6, 2015

Santra Devi: “I can’t say how it (₹ 1) came in my account.”

24.Account Holder: Guddi Devi

Account opened: 2015; date not mentioned in passbook.

₹ 1 deposited on Nov 6, 2015

Guddi Devi: “How do we know where this deposit came from?”

25.Account Holder: Barfi Devi

Account opened: 2015, date not mentioned in passbook

₹ 1 deposited on Nov 11, 2015

Barfi Devi: “I never deposited this money.”

26.Account Holder: Chhoti Brajmohan

Account opened: 2015, date not legible on passbook

₹ 1 deposited on Nov 6, 2015
Chhoti Brajmohan: “I don’t know anything about this.”

27.Account Holder: Kasturi Devi

Account opened: Aug 27, 2014

₹ 1 deposited on Nov 6, 2015

Kasturi Devi: “I don’t know about the ₹ 1.”

28.Account Holder: Dwarika Devi

Account opened: 2015, date not mentioned in passbook

₹ 1 deposited on Nov 19, 2015

Dwarika Devi: “I did not deposit the₹ 1.”

29.Account Holder: Bilasi

Account opened: Aug 27, 2014

₹ 1 deposited on Nov 6, 2015

Mukesh, Bilasi’s husband: “The bank or the government may have deposited that ₹ 1.”

30.Account Holder: Rampyari

Account opened: 2015, date not mentioned in passbook

₹ 1 deposited on Nov 6, 2015

Rampyari: “No idea about that ₹ 1.”

31.Account Holder: Dhappo Devi

Account opened: 2015, date not mentioned in passbook

₹ 1 deposited on Nov 19, 2015

Mukesh, Dhappo’s son: “₹ 1 may have been deposited by the bank or government.”

32.Account Holder: Dhadko Devi Account opened: 2015, date not mentioned in passbook
₹ 1 deposited on Nov 19, 2015
Dhadko Devi: “We did not deposit the ₹ 1.”

33.Account Holder: Rajanti

Account opened: Sept 2, 2014

₹ 1 deposited on Nov 6, 2015

Rajanti: “We did not deposit₹ 1.”

34.Account Holder: Jagnathi

Account opened: Aug 27, 2014

₹ 1 transferred on Nov 6, 2015

Jagnathi: “I never deposited that ₹ 1.”

35.Account Holder: Dulari Devi

Account opened: 2015, date not mentioned in passbook

₹ 1 deposited on Nov 19, 2015
Dulari Devi: “Why should anyone deposit₹ 1?”

36.Account Holder: Kalyani Devi

Account opened: 2015, date not mentioned in passbook

₹ 1 deposited on Nov 19, 2015

Kalyani Devi: “Don’t know about ₹ 1.”

* When contacted, a branch official said: “Our business correspondents may have put ₹ 1 in these accounts to encourage banking practices. I am not supposed to reveal such details to the media.”

Uttar Pradesh
Punjab and Sind Bank
Branch: Dhaurera Mafi, Bareilly

37.Account Holder: Kamlesh

Account opened: Not mentioned in passbook

₹ 1 deposited on Sept 29, 2015

Kamlesh: “I did not deposit the money.”

38.Account Holder: Kamla Devi

Account opened: Not mentioned in passbook

₹ 1 deposited on May 2, 2015

Kamla Devi: “I never conducted any transaction using this account.”

39.Account Holder: Jagatpal Singh

Account opened: Not mentioned in passbook

₹ 1 deposited on Aug 25, 2015

Jagatpal Singh: “I did not deposit any money.”

40.Account Holder: Ram Singh

Account opened: Not mentioned in passbook

₹ 1 deposited on Sept 3, 2015

Ram Singh: “I did not deposit any money in account.”

* When contacted, a branch official said: “I cannot provide any details.”

Punjab National Bank
Branch: Fatehganj (Paschimi), Bareilly

41.Account Holder: Kusum

Account opened: March 31, 2015

₹ 1 deposited on Sept 29, 2015

Rakesh Kumar, Kusum’s husband: “I want to know where this money came from.”

* When contacted, a branch official said: “I joined this branch recently, I cannot comment.”

Central Bank of India
Branch: Civil Lines, Bareilly

42.Account Holder: Shyam Kali

Account opened: Sept 8, 2014

₹ 5 deposited on Nov 17, 2015

Shyam Kali: “I did not deposit any money.”

43.Account Holder: Annu

Account opened: Sept 3, 2014

₹ 5 deposited on Nov 17, 2015

Annu: “I did not make any deposit.”

44.Account Holder: Renu

Account opened: Sept 9, 2014

₹ 5 deposited on Nov 17, 2015

Renu: “I did not deposit the ₹ 5.”

45.Account Holder: Geeta Saxena

Account opened: Sept 24, 2014

₹ 5 deposited on Nov 17, 2015

Geeta Saxena: “The bank may have deposited the ₹ 5.”

46.Account Holder: Suresh Kumar

Account opened: Jan 15, 2015

₹ 5 deposited on Nov 17, 2015

Suresh Kumar: “I don’t know who deposited the ₹ 5.”

* When contacted, a branch official said: “There was pressure from the top level
and some bank staffers deposited ₹ 5 themselves in these zero-balance accounts. But there are only a few
such cases.”

Punjab National Bank
Branch: Machhra, Meerut

47.Account Holder: Kiranpal

Account opened: Sept 26, 2014

₹ 1 deposited on Sept 19, 2015

Kiranpal: “I don’t know who transferred the ₹ 1.”

48.Account Holder: Babita

Account opened: March 20, 2015

₹ 1 deposited on September 19, 2015

Babita: “I don’t know who transferred the ₹ 1.”

49.Account Holder: Bimlesh

Account opened: Not visible on passbook

₹ 1 deposited on Nov 11, 2015

Bimlesh: “I don’t know who transferred the ₹ 1.”

50.Account Holder: Geeta Devi Account opened: April 8, 2015
₹ 1 deposited on Sept 19, 2015
Geeta Devi: “Maybe, the bank officials deposited the ₹ 1.”

51.Account Holder: Sonu
Account opened: Sept 26, 2014

₹ 1 deposited on Sept 18, 2015

Sonu: “Bank officials may have deposited the ₹ 1.”

* When contacted, a branch official said: “No cash transferred by the branch, this may have been done at the circle level.”

Sarva UP Gramin Bank
Branch: Machhra, Meerut

52.Account Holder: Shivam

Account opened: Oct 10, 2014

₹ 1 deposited on Sept 19, 2015
Shivam: “I did not deposit this ₹ 1.”

* When contacted, a branch official said: “Shivam must have deposited the money, I don’t want to comment.”