More From Prasanna Tantri

It’s not just interest rates. Cheap credit costs more

August 07,2026 14:18:11 PM

The real bottleneck in Indian finance is the cost of finding, evaluating and monitoring creditworthy borrowers, and this loads up into the lending rates.

Fri, Aug 07, 2026

A case for cash transfers in place of foodgrainsSubscriber Only

November 21,2022 14:45:40 PM

India’s somewhat unique policy response to the Covid-induced economic crisis was its reliance on the in-kind transfer of food to the poor through the PMGKAY rather than using the widely advocated cash transfers

Wed, Nov 23, 2022

Effective and Efficient: The Insolvency and Bankruptcy CodeSubscriber Only

April 22,2022 04:00:36 AM

Shashwat Alok, Aditya Kuvalekar, Rajeev Mantri and Prasanna Tantri write: The IBC is potentially as effective as a disciplining device as much as it is a resolution mechanism.

Fri, Apr 22, 2022

covid relief package, coronavirus economic relief package, credit relief, msme, abhijit banerjee, pm jan dhan yojana

Boosting demand with cheap credit to consumers is not a good ideaSubscriber Only

May 23,2020 00:35:32 AM

We examine the demand vs supply debate drawing on basic economics and vast empirical evidence from around the world.

Sat, May 23, 2020