Study costs in Canada for Indian students 2026: ₹24 lakh per year? The real cost of studying in Canada for Indian students

Are college and diploma courses cheaper?

Yes. EduCanada data show that college and vocational programmes are generally more affordable. Annual tuition fees for international students at colleges usually range from CAD 7,000 to CAD 22,000. These programmes are popular among Indian students looking for shorter, skill-based courses with work placements, especially in fields such as healthcare support, IT, hospitality and business administration.

How much does it cost to live in Canada as a student?

Tuition is only part of the expense. Living costs add significantly to the overall budget. EduCanada estimates that international students should plan for about CAD 15,000 per year for living expenses. This includes accommodation, food, transport and daily necessities.
Rent: Typically CAD 500 to CAD 2,000 per month, depending on the city and housing type.
Food and groceries: Around CAD 240–480 per month.
Public transport: Monthly passes cost CAD 80–156, varying by city.

Major cities such as Toronto and Vancouver are among the most expensive, while smaller cities and towns can be relatively cheaper.

Under rules set by Immigration, Refugees and Citizenship Canada (IRCC), students must show proof that they can pay tuition fees and support themselves while studying. (AI-generated graphic)

Is health insurance mandatory?

Yes. Health insurance is compulsory for international students in Canada.

According to EduCanada, students usually pay CAD 75–120 per month for health coverage. Some provinces offer public health insurance after a waiting period, while others require students to enrol in institution-managed or private insurance plans.

What other costs should Indian students factor in?

Apart from tuition and living expenses, students must budget for several mandatory and incidental costs:
Study permit fee: CAD 150
Biometrics fee: CAD 85
Books and study materials: Often CAD 500–1,000 per year
Other expenses: Phone bills, internet, winter clothing and personal expenses
Students also need to account for international travel costs between India and Canada.

What does Canada require for student visas?

Under rules set by Immigration, Refugees and Citizenship Canada (IRCC), students must show proof that they can pay tuition fees and support themselves while studying. This includes evidence of sufficient funds to cover tuition plus living expenses for at least one year, making financial planning a critical part of the application process.

Why costs matter more now

With housing shortages and rising living expenses in several Canadian cities, education experts advise Indian students to look beyond tuition fees when planning their studies. EduCanada notes that actual costs vary widely based on location, lifestyle and programme choice, and students should budget conservatively to avoid financial stress once they arrive.