Indian woman in San Francisco sparks debate after revealing ‘50-50 split’ of finances in $250K dual-income home

“And our credit card bills include everything, like gas, groceries, public transport, utilities, travel, literally everything,” she explained.

Despite the division, Chauhan maintained that the arrangement balances out. “The split that I laid out works well for us because even with this split, we do spend 50-50,” she said, noting that housing costs in San Francisco are especially steep.

She added that big-ticket purchases are always discussed together. “When it comes to buying something expensive, like I bought this Cartier bracelet, we talk to each other in advance so that we are on the same page.” Chauhan also mentioned that luxury buys are rare for her, about once every couple of years.

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The video, captioned “how we split expenses as a dual income household with kids”, also highlighted how the pair divides domestic responsibilities.

Chauhan said the couple consciously maintains an equal approach at home to avoid imbalance after becoming parents. “We have our own brokerage accounts where we invest separately, And it is not just expenses where we go 50-50. We go 50-50 in our household chores as well.”

Detailing the routine, she said, “So I clean, he cleans, I cook, he cooks, I do the laundry, he takes out the trash, I help with the homework, and he drops and picks up kids from the school.” She added that sharing the workload also helps them avoid spending money on outside help.

The video quickly drew mixed reactions online, with many praising her openness while others questioned the setup.

One user wrote, “50:50 but its not 50:50 split of expenses.. one is on building asset and one is purely expenses ( not assets).” Another commented, “It’s a blessing in America to make over 250k. You might be saving 100k easily per year I think.”

However, not everyone agreed. A third viewer remarked, “In my opinion, if marriage is just about splitting everything 50/50, then living together as husband and wife loses its meaning.”