Retiring in 2026? Here are the 10 best places to settle down

In addition to being reasonably priced, these locations are notable for providing stability, well-functioning systems, and a feeling of community—all essential components of a happy retirement.

Here are the 10 best places to retire in 2026.

1. Greece

Greece

Greece tops the list because of its strong feeling of community and laid-back “siga siga” culture. Both mainland cities like Athens and island life appeal to retirees. Living expenses are still affordable, with mainland rents as low as €300 and couples living comfortably on about €3,000 per month. The widespread use of English, particularly in the medical field, makes life easier for foreigners.

2. Panama

Panama

Panama continues to attract retirees with its friendly expat hubs and retiree-friendly policies. Areas like Coronado and Boquete offer active social lives and comfortable living. Foreigners enjoy nearly the same property rights as locals, and the country’s pension visa comes with generous discounts on utilities, healthcare, entertainment, and travel.

3. Costa Rica

Costa Rica

For retirees seeking nature and a slower pace, Costa Rica stands out. From green highlands to beach towns, it offers a calm, outdoor-focused lifestyle. While Spanish helps with deeper integration, expat communities are easy to find. Monthly costs vary, with modest living possible at around $1,500, though couples may spend significantly more.

4. Portugal

Portugal

Portugal offers a high quality of life with diverse landscapes, a safe environment, and reliable healthcare. Retirees can choose between sunny southern beaches or cooler northern regions. While Portuguese is the main language, essential services often provide English support, making the transition smoother for newcomers.

5. Mexico

Mexico

Mexico remains a favourite for retirees thanks to its affordability, culture, and well-established expat communities. Monthly expenses can range from $1,200 for a simple lifestyle to $3,000 for a more comfortable one. Healthcare is affordable and accessible, and retirees may qualify for discounts through local programmes.

6. Italy

Italy

Italy appeals to retirees who dream of living “la dolce vita.” Smaller towns and villages offer affordable rents starting at around $400 per month, while still being close to major cities. Long-term stays are possible through the Elective Residency Visa, which requires proof of steady passive income and health insurance.

7. France

France

France offers a peaceful and culturally rich retirement, especially in regions like Provence and Dordogne. While French is essential for daily life, locals tend to be welcoming to those who make an effort to learn. Couples typically spend between €2,100 and €3,200 per month, with access to one of the world’s strongest healthcare systems.

8. Spain

Spain

Spain offers a laid-back, community-focused lifestyle at a reasonable price. Even elderly inhabitants can still access public healthcare, and retirees can live well on roughly €1,800 per month. Although learning Spanish fosters stronger social relationships, coastal locations like Málaga and Alicante are particularly well-liked.

9. Thailand

Thailand

Comfortable living in Thailand starts at about $1,200 per month, making it one of the countries with the lowest retirement expenditures. Retirees enjoy dependable internet, thriving expat communities, and first-rate healthcare for a fraction of Western prices in mountain cities like Chiang Mai and seaside locations like Jomtien.

10. Malaysia

Malaysia

Malaysia, particularly Penang, provides a balanced and convenient retirement lifestyle. English is widely spoken, healthcare is high quality and affordable, and modern apartments rent for around $900. With total monthly expenses averaging about $2,200, retirees enjoy comfort, connectivity, and cultural diversity.