This Punjab taxi driver ‘miraculously’ got Rs 9,806 cr in his Jan Dhan account for just a day! Here’s how

The driver got the shock of his life and probably also experienced the happiest moment when he received a text message on his phone.

By: Trends Desk | Updated: November 30, 2016 1:38:11 pm

Picture used for representational purpose Picture used for representational purpose

After the PM’s recent demonetisation move, even the banks don’t know how to handle the millions of customers heading their way to deposit cash. And while banks in rural areas are running out of cash within hours because of funds shortage, here one that reportedly credited Rs 98,05,95,12,231 in taxi driver Balwinder Singh’s Jan Dhan account.

Singh got the shock of his life and probably also experienced the happiest moment when he received a text message on his phone that the amount had been credited to his account with the State Bank of Patiala (SBoP). But the happiness was short-lived because the money was debited from his account the very next day as it was an error made by SBoP, said a Hindustan Times report.

WATCH VIDEO: Rs 9,806 Crore Credited Into Punjab Driver’s Jan Dhan Account

What made matters worse was that he went to the bank to check what had happened, but no official attended to his query. “I made many rounds of the bank, but nobody listened to me. Instead, they kept my passbook with them on November 7, and issued a new passbook without the gigantic entry. I had opened the account under Pradhan Mantri Jan Dhan Yojana (PMJDY). My balance usually is around Rs 3,000,” Singh told the English daily.

Police, who are investigating the matter, admitted that it was irresponsible of the bank to make such a mistake. “Instead of telling the account holder themselves, they did even attend to him when he visited the branch,” an official was quoted as saying while Deputy commissioner Bhupinder Singh Rai confirmed the matter.

According to lead bank manager Sandeep Garg, here’s what apparently happened: “The account holder happens to be a designated vendor for the bank. While passing a credit entry of Rs 200, an assistant manager (accounts) wrongly inserted the bank’s 11-digit internal Banking General Ledger account number in the amount column. The mistake was noticed the next day, following which the entry was reversed.”

Investigation is reportedly under way.

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