This is an archive article published on February 8, 2018
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Letter to the Editor: Graded premiums

The NHPS should be modeled around the Employee’s State Insurance Scheme of India, where a progressive premium could take care of indoor, outdoor and diagnostic services.

2 min readFeb 8, 2018 12:23 AM IST First published on: Feb 8, 2018 at 12:23 AM IST
The government announced its National Health Protection Scheme in the Budget 2018. (AP Photo/File)

This refers to the editorial, ‘The unjoined dots’, (IE, February 7). The NHPS seems to be an extension of the RSBY. The experience with the RSBY model has been mixed. It did improve access to secondary and tertiary healthcare but failed to address the challenge of out-of-pocket expenditure. The NHPS should be modeled around the Employee’s State Insurance Scheme of India, where a progressive premium could take care of indoor, outdoor and diagnostic services. The government can subsidise the premium based on socio-economic caste census data and waive the premium for BPL families.

Sudip Kumar Dey, Kolkata

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