Mira Kapoor invests her money in these 3 things: ‘Not just because they are lovely to wear…’

Further elaborating on how her husband’s investing style is different from hers, Kapoor said, “Shahid’s way of doing things is very different. His responsibilities are different, so he invests differently. I like to look at things slightly more long term. I don’t like to dabble in stocks. And I enjoy investing in other companies.”

How do Mira and Shahid’s investing styles differ? (Source: Instagram/@mira.kapoor)

A beginner’s guide to investing

Rohit Mahajan, Founder and Managing Partner at Plutos ONE, says that for beginners, the right investment journey starts with building strong financial habits rather than chasing returns.

“Creating a basic emergency fund covering at least six months of expenses and securing adequate health insurance should be the first priorities before investing,” he told indianexpress.com.

Sharing a warning note, he added that new investors must stay away from Ponzi schemes or unregulated products that promise extraordinary or guaranteed returns, as these are financial traps. According to him, a sensible starting point includes simple and transparent instruments such as fixed deposits (FDs), recurring deposits (RDs), digital gold, or systematic investment plans (SIPs).

Mukesh Pandey, Director of Rupyaa Paisa added that it is important for beginner investors to have complete clarity regarding their investment goals (including how long to hold an investment) and their individual risk tolerance before they invest any money.

“The best place to start investing would be in regulated and transparent investment instruments such as mutual funds and Systematic Investment Plans (SIPs),” he suggested, adding that government-backed schemes or funds should also be considered, and lastly, equity funds diversified over time that have long-term compounding returns will help to build wealth over time.

Wealth creation is a gradual process—protect first, save consistently, and then invest for the long term with discipline and patience.

DISCLAIMER: This article is based on information from the public domain and/or the experts we spoke to.