Bank Holiday Today: Are banks open or closed on Monday, January 12? Check city-wise operational status

Swami Vivekananda Jayanti 2026 Bank Holiday: Banks across two Indian cities will be closed today, Monday, January 12, on account of the Swami Vivekananda Jayanti, i.e., the birth anniversary of renowned Indian monk and philosopher Swami Vivekananda.

There are 16 bank holidays scheduled for January 2026, according to the RBI’s calendar for the fiscal year 2026, in addition to mandatory weekly days off on the second and fourth Saturdays, as well as Sundays.

These bank holidays are designated under the Negotiable Instruments Act, which entails both RTGS holidays and other regional and national holidays.

A city-wise list of where banks will be open/closed today, Monday, January 12:

Source: RBI Holiday Calendar 2025

It’s essential to note that banks in Kanpur and Lucknow will be closed today, while the rest will remain operational as usual.

Banking services that will remain available:

It’s important to bring to your attention that, regardless of the physical closure of bank branches in Goa, essential financial services would remain available through digital and self-service platforms:

• Online and mobile banking for fund transfers, balance queries, and bill payments.
• NEFT and RTGS services (according to operational windows)
• ATM Withdrawal and Card Transactions
• Online requests for chequebooks, demand drafts, and account-related services.

Customers are advised to plan in-branch visits around the holiday and to use online banking for uninterrupted service.

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As we observe Swami Vivekananda Jayanti today, the keyword has experienced a surge in Google Search Trends. (Screenshot)