January 2026 Bank Calendar: A complete city-wise list of bank holidays across India

January Bank Holiday 2026 List: Bank holidays in India are designated by the Reserve Bank of India (RBI), following the Negotiable Instruments Act, RTGS holidays, and a selection of regional and national observances.

Several bank holidays are scheduled for January to mark notable observances such as the birth anniversary of Swami Vivekananda, Makar Sankranti/Magh Bihu, Republic Day, and more.

There are 16 bank holidays scheduled for January 2026, according to the RBI’s calendar for the fiscal year 2026, in addition to, mandatory weekly days off on the second and fourth Saturdays, as well as Sundays.

A complete state-wise list of bank holidays in India for January 2026:

Bank branches across Indian cities may close on these holidays, disrupting customer transactions and services.

Customers should check the holiday calendar and plan their visits accordingly; the full list is below.

SNo.	Date	Day	Observance	Cities that will observe closure
1	1 Jan 2026	Thursday	New Year’s Day / Gaan-Ngai	Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, Shillong
2	2 Jan 2026	Friday	New Year Celebration / Mannam Jayanthi	Aizawl, Kochi, Thiruvananthapuram
3	3 Jan 2026	Saturday	Birthday of Hazrat Ali	Kanpur, Kolkata, Lucknow
4	4 Jan 2026	Sunday	Weekly Off (Sunday)	Nationwide
5	10 Jan 2026	Saturday	Weekly Off (Second Saturday – Banks’ Closing of Accounts)	Nationwide
6	11 Jan 2026	Sunday	Weekly Off (Sunday)	Nationwide
7	12 Jan 2026	Monday	Birth Day of Swami Vivekananda	Kanpur, Lucknow
8	14 Jan 2026	Wednesday	Makar Sankranti / Magh Bihu	Ahmedabad, Bhubaneswar, Guwahati, Itanagar
9	15 Jan 2026	Thursday	Uttarayana Punyakala / Pongal / Maghe Sankranti / Makara Sankranti	Ahmedabad, Bengaluru, Chennai, Gangtok, Hyderabad, Vijayawada
10	16 Jan 2026	Friday	Thiruvalluvar Day	Chennai
11	17 Jan 2026	Saturday	Uzhavar Thirunal	Chennai
12	18 Jan 2026	Sunday	Weekly Off (Sunday)	Nationwide
13	23 Jan 2026	Friday	Birthday of Netaji Subhas Chandra Bose / Saraswati Puja (Shree Panchami) / Vir Surendrasai Jayanti / Basanta Panchami	Agartala, Bhubaneswar, Kolkata
14	24 Jan 2026	Saturday	Weekly Off (Fourth Saturday – Banks’ Closing of Accounts)	Nationwide
15	25 Jan 2026	Sunday	Weekly Off (Sunday)	Nationwide
16	26 Jan 2026	Monday	Republic Day	Nationwide

Source: RBI Holiday Calendar 2025

Online banking services will remain operational:

It’s important to bring to your attention that, regardless of the physical closure of banks in India, essential financial services will remain available through digital and self-service platforms:

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• Online and mobile banking for fund transfers, balance queries, and bill payments.
• NEFT and RTGS services (according to operational windows)
• ATM Withdrawal and Card Transactions
• Online requests for chequebooks, demand drafts, and account-related services.

Customers are advised to plan in-branch visits around the holiday and to use online banking for uninterrupted service.

Google Trends shows a rise in searches for ‘January 2026 calendar,’ driven by people checking the number of bank holidays this month. (Screenshot)