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Bank Holiday Today: Are banks open or closed on Friday, January 23 for Saraswati Puja/Basant Panchami? Check city-wise operational status

Bank Holiday Today, January 23: While there were a total of 16 bank holidays scheduled for January 2026, banks today, on January 23, will observe a bank holiday in a few Indian cities like Agartala, Kolkata, and one more on account of Saraswati Puja/Basant Panchami.

2 min readNew DelhiUpdated: Jan 23, 2026 09:44 AM IST

Bank Holiday Today, January 23: Are banks open or closed for Saraswati Puja? Check the full city-wise operational status as per RBI guidelines.

Saraswati Puja/Basant Panchami 2026 Bank Holiday: Banks across a few Indian cities will be closed today, Friday, January 23, on account of the Saraswati Puja, also known as Basant Panchami, which marks the birth anniversary of the Hindu revered deity Goddess Saraswati and the arrival of spring.

In January, there are a total of 16 bank holidays scheduled, as mentioned in the RBI’s calendar for the fiscal year 2026, in addition to mandatory weekly days off on the second and fourth Saturdays, as well as Sundays.

These bank holidays are designated under the Negotiable Instruments Act, which entails both RTGS holidays and other regional and national holidays.

A city-wise list of where banks will be open/closed today, Friday, January 23:

Indian City	Bank Operational Status on Friday, January 23
Agartala	CLOSED
Ahmedabad	Open
Aizawl	Open
Belapur	Open
Bengaluru	Open
Bhopal	Open
Bhubaneswar	CLOSED
Chandigarh	Open
Chennai	Open
Dehradun	Open
Gangtok	Open
Guwahati	Open
Hyderabad	Open
Imphal	Open
Itanagar	Open
Jaipur	Open
Jammu	Open
Kanpur	Open
Kochi	Open
Kohima	Open
Kolkata	CLOSED
Lucknow	Open
Mumbai	Open
Nagpur	Open
New Delhi	Open
Panaji	Open
Patna	Open
Raipur	Open
Ranchi	Open
Shillong	Open
Shimla	Open
Srinagar	Open
Thiruvananthapuram	Open
Vijayawada	Open

Source: RBI Holiday Calendar 2025

It’s essential to note that banks in Agartala, Bhubaneswar, and Kolkata will be closed today, while the rest will remain operational as usual.

Banking services that will remain available:

It’s important to bring to your attention that, regardless of the physical closure of bank branches in Goa, essential financial services would remain available through digital and self-service platforms:

Online and mobile banking for fund transfers, balance queries, and bill payments.
NEFT and RTGS services (according to operational windows)
ATM Withdrawal and Card Transactions
Online requests for chequebooks, demand drafts, and account-related services.

Customers are advised to plan in-branch visits around the holiday and to use online banking for uninterrupted service.

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