Stung by 92 lakh Ladki Bahin deletions, Maharashtra runs farm loan waiver list past IT department

State government has sent a list of 25 lakh probable beneficiaries for Income Tax verification

Maharashtra Chief Minister Devendra Fadnavis (File photo)Maharashtra Chief Minister Devendra Fadnavis (File photo)

The deletion of over 92 lakh beneficiaries from the Ladki Bahin scheme — nearly 38 per cent of those enrolled — proved deeply embarrassing for the Maharashtra government and drew sharp political attacks. This time, it is not taking chances.

As part of a stricter verification process before rolling out its flagship farm loan waiver scheme, the first list of around 25 lakh probable beneficiaries under the Punyashlok Ahilyadevi Holkar Loan Waiver Scheme has been sent to the Income Tax Department for verification before it is made public. Farmers who are income tax payers will be excluded before the final list is published.

Unlike Ladki Bahin, where benefits were released before eligibility checks were completed, farmers shortlisted for the loan waiver will also have to verify details uploaded by banks before the final beneficiary list is notified. The actual waiver process is now expected to begin only by end of July.

The government plans to release the preliminary list on July 22, coinciding with Deputy CM Ajit Pawar’s birth anniversary and CM Devendra Fadnavis’s birthday.

During the Monsoon Session, Fadnavis said the scheme would benefit around 56 lakh farmers at an estimated cost of Rs 37,000 crore. The government has already earmarked Rs 20,000 crore through supplementary demands.

Under the scheme, outstanding short-term crop loans of up to Rs 2 lakh (principal and interest) will be waived. Loans taken between April 1, 2019, and March 31, 2025, that remained outstanding as of September 30, 2025, and unpaid until March 31, 2026, are eligible.

The scheme has already missed multiple deadlines — initially promised before June 30, then revised to July 5 during the Monsoon Session.

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The additional scrutiny follows an Indian Express report highlighting large-scale irregularities in the Ladki Bahin scheme. Government records reviewed by the newspaper showed that more than 92 lakh beneficiaries — nearly 38 per cent of those enrolled — were removed after a statewide verification exercise, far exceeding the around 80 lakh deletions publicly disclosed by the government.

Most were removed for failing to complete mandatory eKYC verification. Others were found ineligible for exceeding the income limit, being government employees, receiving benefits under other schemes, crossing the age limit or, in nearly 29,000 cases, being men. Around Rs 14,000 crore had already been disbursed to beneficiaries whose payments were later stopped.

Alok Deshpande is a Special Correspondent with The Indian Express' Mumbai bureau, recognized for his focused and authoritative reporting on governance, politics, and the socio-economic dynamics of Maharashtra's hinterlands. His unique academic background in Geology and early work in the water sector provides a specialized layer of Expertise to his reporting on resource and environmental issues. Expertise Current Role: Special Correspondent, The Indian Express, Mumbai. Core Authority: Alok provides detailed coverage of Maharashtra politics and governance, with a particular emphasis on how policies and power struggles affect the rural and semi-urban areas (the 'hinterlands'). Key Coverage Areas: His reports frequently focus on high-stakes administrative and political topics, including: State Assembly Proceedings: In-depth reporting on the Legislative Assembly, covering ministerial statements, legislative debates, and inter-party conflict within the ruling Mahayuti alliance. Policy & Finance: Coverage of state finances, including supplementary budget demands, fiscal deficits, and major government schemes (e.g., Jal Jeevan Mission, Ladki Bahin Yojana). Rural and Social Issues: Reports on critical health issues (e.g., child deaths in districts), human-animal conflict (leopard attacks, stray dogs), and agrarian concerns (e.g., farmer suicides). Local and Urban Governance: Covers major announcements regarding urban development (e.g., BMC's OC amnesty scheme, pagdi system push) and local body elections, including political defections and alliance splits. Unique Credentials & Trustworthiness Academic Specialization: Holds a Post-graduate degree in Geology. This background gives him a foundational understanding of natural resources, which directly informs his reporting on environment, water, and infrastructure projects. Early Professional Experience: His shift to journalism came after working with an NGO focused on the water sector. This practical experience strengthens his Expertise in critical areas like water management and rural development, as evidenced by his reporting on the Jal Jeevan Mission. Journalism Training: An alumnus of the prestigious Asian College of Journalism (ACJ), Chennai, confirming his formal training and commitment to rigorous journalistic standards. Alok Deshpande's rare combination of scientific education, non-profit sector experience, and deep political reporting makes him a highly trusted and authoritative voice on the governance and ground realities of Maharashtra. He tweets @alokdesh ... Read More

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