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From January, Punjab to roll out free medical treatment upto Rs 10 lakh

Mukh Mantri Sehat Yojna covers major illnesses, critical care, surgeries, and life-saving treatments at a wide network of empanelled government and private hospitals across Punjab and Chandigarh.

The scheme covers major illnesses, surgeries, and critical care at government and private hospitals, increasing the previous limit from Rs 5 lakh.Punjab Chief Minister Bhagwant Mann approved the Mukh Mantri Sehat Yojna, offering cashless treatment worth Rs 10 lakh to every family in the state from January 2026, with no income limit. (Express Photo by Harmeet Sodhi)

Chief Minister Bhagwant Singh Mann Thursday approved the launch of Mukh Mantri Sehat Yojna from January 2026, ensuring cashless treatment worth Rs 10 lakh to every family in the state.

“This is a step towards providing universal health care. Punjab will be the first state in the country where every family will be entitled to cashless treatment of up to Rs 10 lakh,” Mann said.

Reviewing a meeting of the Health Department, Mann said the flagship scheme will offer financial protection and assured access to quality healthcare to all residents.

He said the scheme covers major illnesses, critical care, surgeries, and life-saving treatments at a wide network of empanelled government and private hospitals across Punjab and Chandigarh.

Mann said the scheme will ensure cashless and paperless treatment and help cut out-of-pocket spending on healthcare in both urban and rural areas and “provide timely grievance redressal and beneficiary support through digital platforms”.

He said expenses related to hospitalisation, surgeries, ICU care, diagnostics, medicines and pre- and post-hospitalisation treatment will be covered under approved packages.

The CM said that, earlier, a family could avail treatment only up to Rs 5 lakh but now this limit has been increased to Rs 10 lakh. He said that every resident of Punjab will be entitled to free healthcare, whether they are government employees or pensioners adding that there will be no income limit under this scheme. “Under this scheme, any citizen can avail free treatment at any government hospital or empanelled private hospital adding that now, no citizen of Punjab will have to forgo treatment due to financial constraints,” he added.

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