3 years after Chandigarh Army officer died, widow navigated paperwork for months
The application was processed and approved after The Indian Express raised the matter with the the joint commissioner of the Chandigarh Property Tax Branch.
5 min readChandigarhUpdated: Sep 3, 2026 05:41 PM IST
Responding to The Indian Express’s queries over the issue, Dr Inder Jeet, who heads the Property Tax Branch, said: “Some documents were required”. (File Photo)
Three years after her husband, Lieutenant Colonel Dinesh Saigal, died, Rama Saigal thought she had dealt with the hardest part: learning to live without him.
Instead, she has spent months navigating the Chandigarh civic body’s Property Tax Branch, repeatedly submitting documents to secure an exemption available to widows of ex-servicemen.
Rama, 72, had to make repeated trips to the Branch after she heard nothing about her application — submitting documents, waiting for months, and then returning with more papers. After her husband’s death from cancer, she lives by herself. Their son lives abroad, and their daughter is married.
Following The Indian Express’s queries, officials said Thursday that her application has been processed, and the property-tax exemption has been approved.
‘A completely exhaustive process’
She submitted her exemption application on May 11, well before the May 31 deadline. But the application was not processed, and she was subsequently asked for additional documents — first her husband’s death certificate and, nearly three months later, a transfer letter.
“My application was not processed till the last date of payment with rebate was over,” she told The Indian Express.
“Initially they didn’t respond. When I went there on June 2, the official told me that a copy of my husband’s death certificate is required. Why didn’t they tell us previously? Incidentally, I was carrying it. When I tried to submit the scanned self-attested copy to the dealing official, he told me he wouldn’t take it… diary karwao ja kar… Then it was again a completely exhaustive process,” she said.
When Rama still heard nothing after submitting the death certificate, she called the Property Tax Branch several times to check on the status of her application. Eventually, the official told her that he would get back to her.
Responding to The Indian Express’s queries over the issue, Dr Inder Jeet, who heads the Property Tax Branch, said: “Some documents were required”.
“The branch is overworked. It is all done now. Her application has been processed,” he added.
‘Why am I being harassed endlessly?’
On August 28, she received a communication from the branch. This time asking her to submit a self-attested copy of the transfer letter issued by the competent authority.
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Despite her frustration with the repeated requests, Rama once again complied and submitted the document.
“But when I inquired again, I was told abhi dekhenge (we will see). Why am I being harassed endlessly? Why can’t they ask for all documents at once? They didn’t tell me that the death certificate is required when I visited. Why didn’t they tell me about the transfer certificate?” she asked.
Depending on others
Indian Army veteran Colonel Kulbir Singh (Retd), who has taken up Rama’s case, said she should not suffer because of procedural delays by the Property Tax Branch.
For a senior citizen, Singh, 82, points out, “come again with another document” is not a simple instruction. It means arranging transport, finding someone to accompany them, making another trip to the office, and standing at the same counter once again for hours.
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Singh, who has cited his own age and walking disability, said he had relied on a colleague to follow up on his files. Even his representative was initially not allowed to submit documents on his behalf, forcing Singh to visit the branch personally.
He has tracked seven such cases. Two of the applications, including Rama’s, he said, have not been processed despite repeated attempts to seek information.
Another widow, according to Singh, personally submitted her exemption application on July 25, 2025, but it has remained pending for more than a year now.
“I have cited several cases of retired defence personnel and their families being harassed, being asked for additional documents or different formats only after their applications had remained pending for considerable periods,” Singh told The Indian Express.
No clarity
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Last year, Singh said, some families who had submitted applications in the format then being followed were later told it was incorrect and asked to submit fresh affidavits.
This year too, he said, he sought clarity on the procedure before preparing applications for several colleagues. He was directed to make the request through email, but when he submitted the files, applicants were asked to make personal requests.
In his representation to Chandigarh Administrator Gulab Chand Kataria, Singh said that the experience reflects a larger problem of harassment faced by widows of ex-servicemen and veterans seeking property tax exemptions in Chandigarh.
Singh also suggested a dedicated help desk for senior citizens, improved software, a mechanism to ensure that approved exemption cases do not continue to attract penalties, and more accountability when applications are delayed because of procedural lapses.
Hina Rohtaki is a Special Correspondent at The Indian Express, based in Chandigarh. She is one of the most prominent journalists covering the Chandigarh Administration, civic issues, and the unique political status of the Union Territory.
Professional Background
Experience: She has been in the field for over a decade and is known for her investigative reporting on administrative waste and urban governance.
Awards: She is a recipient of the prestigious Ramnath Goenka Excellence in Journalism Award, which was presented to her by the President of India in January 2020. She was also awarded the Jethmalani prize (The Will of Steel Awards) in 2025 in the Empowerment category for a series of articles that highlighted the struggles of Covid widows.
Core Beat: Her primary focus is the Chandigarh administrative structure, the Union Territory's financial management, and urban development projects.
Recent Notable Articles (Late 2025)
Her recent work highlights a focus on government accountability, administrative expenditures, and civic trends:
1. Investigative & Financial Reporting
"Fuelling power: Senior UT IAS officers guzzled petrol worth Rs 30 lakh in 2 yrs" (Dec 14, 2025): An investigative report detailing the high fuel bills of top bureaucrats, including the Finance Secretary and Chief Secretary’s staff.
"Admn spends Rs 1.5 crore on dismantling road railings and fixing again after increasing height" (Dec 8, 2025): Highlighting administrative waste on "non-viable" solutions for pedestrian control.
"Chandigarh’s finances under ministry’s watch now" (Nov 27, 2025): Reporting on the new requirement for MHA approval for all new projects in the UT.
2. Governance & Constitutional Status
"What will it mean for Chandigarh if it is brought under Article 240?" (Nov 24, 2025): An "Explained" piece on the potential constitutional shift that would grant the President more power over the UT's governance.
"MP Manish Tewari moves Bill seeking directly elected Mayor with 5-year tenure" (Dec 6, 2025): Covering the legislative push to reform Chandigarh's municipal leadership structure.
"No proposal to increase Mayor's term in Chandigarh by 5 years: Centre" (Dec 10, 2025): Reporting on the Union government's response to demands for a longer mayoral term.
3. Urban Infrastructure & Environment
"Chandigarh admn cuts power to India's tallest air purifier, asks firm to dismantle it" (Nov 17, 2025): A critical report on the failure of a high-cost environmental project deemed "of no use" by experts.
"UT rethinks 24/7 water supply project as costs soar" (Nov 26, 2025): Detailing the financial challenges and delays in modernizing the city's water network.
"Centre 'obfuscating, covering up' MC's shifting deadlines for clearing Dadu Majra dump" (Dec 12, 2025): Reporting on the ongoing controversy surrounding the city's major waste dump.
4. Lifestyle & Local Trends
"Chandigarh turns into a Thar city as women fuel the surge" (Dec 2, 2025): A feature on a unique automotive trend in the city, with a record 600 registrations by women drivers this year.
"After fivefold spike in 2023, EV sales struggle to pick pace in Chandigarh" (Dec 2, 2025): Analyzing the slowdown in electric vehicle adoption despite previous surges.
Signature Beat
Hina is known for her meticulous tracking of RTI (Right to Information) data to expose administrative inefficiency. Her "Ground Zero" reporting on the Dadu Majra garbage dump and her scrutiny of the Chandigarh Smart City projects have made her a key figure in the city’s civil society discourse.
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