personal finance

personal finance News

Now you can buy health insurance policies that also cover mental health

With the aim of making mental healthcare available to all, the Insurance Regulatory and Development Authority of India (IRDAI), in its exposure draft issued last year, asked mental illnesses to be included in all regular health insurance coverage.

Travelling abroad? Why it's a good idea to get travel insurance

Unfamiliar cultures, sights and sounds can make for a memorable travel experience, but it is also important to consider the risks associated.  Travel insurance can help in a range of scenarios.


Whole life term insurance vs regular term life insurance: How to choose between them

By Santosh Agarwal Term insurance continues to remain the simplest, purest and most convenient forms of insurance that provide payment of the entire amount assured, provided death of the policyholder occurs within the policy tenure or term. However, if the policyholder survives to the end of the term, the cover ceases and the insurer pays […]

The health insurance plan provided by your office may not be enough

If you want to tick all the boxes when it comes to health insurance, you may find your office-provided policy wanting in certain critical areas

Some smart strategies to kickstart the new financial year

Some pointers so that you’re in a better position to make important and informed financial decisions.

ELSS, NPS, insurance: Returns and risks of different tax saving options

Here’s a ready reckoner of sorts on some of the prominent 80C tax-saving investment options to help you make informed financial decisions and avoid costly mistakes.


Four last-minute tax saving mistakes you should avoid making

In an attempt to reduce your tax liability at the eleventh hour, steer clear of decisions that can cause you to suffer irrevocable financial losses.

Six crucial investment tips to stay ahead when there's turmoil in the markets

Uncertain times in stock markets demand an analytical approach to investment and not taking any rash decisions.

Reinvest past investments to paying parents rent: Lesser known ways to save income tax

If you have tried the popular methods and are still falling short of meeting your tax saving requirement, there are some lesser-known ways to save tax.

Why you should consider investing in NPS this tax season

NPS allows tax benefit under both Section 80(C) and 80(CCD), allowing you a total tax deduction benefit up to Rs 2 lakh.