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HEALTH INSURANCE POLICY NEWS
Insurer rejects ovarian cyst surgery claim over ‘waiting period’, woman wins Rs 2.6 lakh
August 10, 2026 11:21 am
A consumer forum ordered Niva Bupa Health Insurance Ltd to pay Rs 2.65 lakh to a woman, ruling that insurers can't restart waiting periods after a policy is ported.
Denied insurance for child’s Typhoid treatment, father wins over Rs 60,000 payout
June 29, 2026 2:08 pm
Tarn Taran district consumer body noted that health insurance policies are obtained by consumers with the legitimate expectation that genuine hospitalisation expenses would be indemnified in accordance with policy terms.
Insurer fails to prove pre-existing disease led to woman’s illness, court awards Rs 10.5 lakh
June 16, 2026 11:27 am
The Delhi consumer commission noted that the complainant’s claim was rejected on the ground that she was a known case of Hereditary Hemorrhagic Telangiectasia with chronic anaemia.
Health Insurance Tax Benefits: What Counts & What Doesn’t
December 23, 2025 6:58 pm
With healthcare costs rising faster than incomes, adequate cover is essential for financial security, as a serious illness or hospitalisation can quickly erode years of savings.
Denied medical insurance claim over ‘alcohol use’, consumer panel orders insurance firm to pay Rs 4-lakh relief to Chandigarh resident
October 06, 2025 11:22 pm
Observing that the insurance firm has wrongly repudiated the genuine claim of the complainant by misinterpreting the terms and conditions of the policy, the commission directed Star Health and Allied Insurance to pay Rs 4 lakh
GST cut on individual life, health policies: Policyholders advised not to delay renewals
September 08, 2025 6:54 am
Insurance experts have said that there has been a lot of ambiguity around the GST cut for new customers and policyholders who have paid their premiums recently
Health cover bill paid out by 20 private insurers less than 80% of the claimed amount
November 29, 2024 1:13 pm
This means if an insured patient made a claim of Rs one lakh as hospital bill, the insurer paid only less than Rs 80,000 while the balance amount was paid by the patient.
Insurance body seeks cut in GST on health policies
June 20, 2024 12:18 am
The general insurance industry collected Rs 109,000 crore premium under the health portfolio in fiscal 2023-24.
43% consumers faced problems in health insurance claims: LocalCircles Survey
May 03, 2024 11:54 am
Claim approval takes as many as 10-12 hours, claim rejection also rampant, says survey
Sum insured of employees rise by 66% to Rs 5 lakh, preventive healthcare surges by 110%: Study
April 19, 2024 12:46 am
The primary concern for most chief human resource officers (CHROs) this year is the absolute spending on employee benefits, it said.
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