Human beings are never satisfied completely with anything. Since the early age, everything they discover or invent has been going through various procedures of modifications for its better performance. They keep on developing or modifying things for its better use in an easier way. We human beings want everything done in a jiffy of a moment without wasting much of their time. Time machines, fairytales, magic wands, are imaginations of such creative humans who want their work done in fractions of seconds. Evolution of time gave birth to the digital world. Online shopping, recharging, food orders, home deliveries and a lot more has made life much easier. The smartphones allowed us to browse and get our things done at our fingertips instantly. Moreover, the digital wallets like Paytm, Freecharge, Mobikwik and others have made a human’s life much easier and safer with time. You can now travel cashless with the help of these digital wallets and be assured of your safety as well as a luxurious experience while shopping, travelling or any other online transactions.
How The Digital Wallet Replaces Your Traditional Wallets?
You remember the days when you are going out for shopping or on a holiday trip, the fact that you were usually afraid of was of robbery. The cash you or your ancestors have been carrying all the time for any work is indeed a risky task for anyone. But, with the invention of digital wallets, you need not carry the cash with you anymore. You can now go cashless and enjoy the same luxurious life anywhere you go. You can travel or shop or just sit at home and relax while you are waiting for your food orders or the groceries to arrive at your doorstep. Don’t worry even if you forgot to visit an ATM to get some cash, just use the digital wallet and your payment will be done in a flash. You can do anything and everything with the digital wallets that you did using cash.
Some Guidelines to Where and How You Can Use the Digital Wallets
Recharge: First and foremost, the use of digital wallet came when the need for recharging the phones came in the minds of human beings. Every time the balance is over, we need to visit a telecom recharge store and refill our balances. Especially when during the night or in the middle of some emergency, we find that our balance is low, we do nothing but curse or bad timings. But now with the use of digital wallets, we can easily recharge from anywhere and anytime and happily continue with our phone calls with our loved ones.
Bill Payments: You can now also pay bills and stay away from the long queues or other hassles related to bill payments. The landline bills, electricity bills, gas bills can be paid hassle free through the digital wallets. The wallets like Paytm, Freecharge and Mobikwik, has made it easier to pay your bills hassle free even while you are not in your town. Just download any of the Apps and you can access it easily to pay your bills hassle free. Moreover, the Freecharge coupons or the other digital wallet’s coupons will help save your money on bill payments by giving extra discount benefits and other cashbacks. So just sit back and relax while you pay your bills the profitable way.
Cash Transfers: What do you do when you are out of town and need money? You call your parents and ask them to transfer money to your bank account. But, if you ask for money during weekends, they would say the bank will be closed, and you have to wait until the next working day. In the case of emergency, you feel helpless when you have to wait for the weekend to get over. Now with the digital wallets, you can easily transfer money without waiting for the working day or the bank’s timings. No matter if it’s a Saturday night, just one click and your money get transferred from one account to other.
Insurance: Today is the last day of depositing your insurance premium, but you are out of town, what will you do now? You cannot ask help from someone else, as you haven’t kept cash at the home. You call someone to lend the money and give it to your family member who can go and pay the insurance premium on your behalf. But, the process becomes too lengthy and haphazard as well. The digital wallet now allows you to pay your insurance premiums on a dime with just one click. You need not depend on others to pay the premium amount for you.
Online Shopping: We are all aware of online shopping in today’s date. Each one of us has experienced the benefits of online shopping at least once by now. Maybe most of you even prefer shopping online rather than wandering around in the streets for the same. Most of the time we prefer cash on delivery as we don’t trust the online websites and hesitate to give our credentials of credit/debit card for payment. Now you can shop safely with the digital wallet without worrying about online theft of your money. Just pay using the digital wallets and you can shop hassle free. For instance, the online shopping store Snapdeal, one of India’s famous online shopping portal has merged with Freecharge to help its customers experience an easy payment procedure and shop more. Moreover, the Freecharge Coupons help its buyers benefit with an additional discount and cashback benefits.
Movie Tickets: Online movie ticketing is what we all prefer these days as it is a nonchalant process and saves lot of time too for us. The digital wallet makes your payment process much easier for booking the movie tickets. You can just pay using the Paytm or Mobikwik wallet to ensure a safe transaction. Moreover, the wallet offers will help you save extra money with the assistance of additional discounts and cashbacks.
Food Orders: You are already aware of online food order and must have ordered n number of times till date. When you are hungry and not in the mood for cooking or in a place where you have no other option but to order online, the online ordering Apps come to your rescue. But, when you think of making payment, you hesitate a bit about the security of your credit/debit card details. Although you know very well that the Apps are all secured for your private credentials, yet you are hesitant. Now the digital wallets help you in making safe payment as you trust them more than other Apps. You can easily save your money in any of the digital wallets and use it to pay for your online food orders for any of the food portals including Domino’s, FoodPanda, Swiggy, Zomato, McD and others.
Travel Bookings: Digital wallet now helps you book tickets in the travel portal as well. You can book a cab, bus, train or flight online and make payment using the digital wallets without much commotion. While you are travelling in your city with less cash and need to pay for the cab, you can use the digital wallets to make payments without many worries. You can easily book a train or flight ticket online and pay using the digital wallets. Moreover, the Paytm has started its bus ticket portal which allows you to book tickets for bus directly from the Paytm App and enjoy the journey. The Paytm bus tickets are comparatively cheaper than other top bus ticket portals, and you can get additional cashbacks and discounts using the Paytm coupons for your bookings.
Hotel Bookings: Travelling cashless? Don’t worry. You can now book a hotel easily using the digital wallets even when you are travelling cashless. You can make payment using the digital wallets and book a room for your next holiday trip. Even if you have landed in another city and need to book a room at the last moment, you can do it easily and pay through the digital wallets. Digital wallets like Paytm has a separate column for hotel room bookings that allows you to book a room directly from the App instead of using it as a wallet in other online hotel booking portals. So now you can enjoy a luxurious stay at hotels while you pay using the digital wallets and travel cashless anywhere you wish to.
Loans: Gold and Indians are tied together since ages. Property for us means gold and land. Every family has some amount of gold kept as a treasure in their lockers for their next generation. Since ages, when there is some financial crisis in our homes, we mortgage our gold jewelry in exchange for some cash and pay interests to the lender or the mortgager. With time, the banks have also started lending gold loans to the debtors in return for the gold ornaments which they keep safely in the bank locker. Now Paytm wallet allows you to pay your gold loan online while you are busy with some other work and are unable to go to the bank and pay installments of the loan amount.
The digital wallet thus helps you in lots of ways apart from helping you travel cashless all the time. The digital wallet coupons help you gain additional cashback and discounts every time you use the digital wallet. You will find the digital wallet much more beneficial than the traditional wallets which only allows you to spend money without helping you save them. While the digital wallet helps you save money by giving numerous discount offers and cashbacks on its use. So you can save money every time you spend.