A month later and only rich would’ve been affected, says UP farmer

UP farmers say demonetisation move good but has left them with no money for fertilisers or seeds when sowing season set to begin.

Written by RAMENDRA SINGH | Saholi (sitapur) | Updated: November 16, 2016 5:13 am
demonetisation, rs 500 ban, rs 1000 ban, uttar pradesh, up farmers, fertilisers, lucknow farmers, UP gramin bank, banking, farmer face problem, cashless economy, plastic money, rural banks, gujarat rural banks, amreli, amreli banks, atm closed, indian express news, india news, latest news Ram Lal with wife. He had Rs 500 when notes scrapped; now he has nothing.

About 20 km off National Highway-24 connecting Lucknow to Sitapur, Saholi village of about 500 households is surrounded by dusty plain fields, with most of them still to sow their rabi crops. Ram Lal, 70, a Dalit farmer who owns four bighas, says the demonetisation couldn’t have come at a worse time for farmer families like his.

The nearest bank, the Allahabad UP Gramin Bank branch, has not dispensed much cash since the decision scrapping Rs 500 and Rs 1,000 notes was announced. Though all the farmers have bank accounts, most opened for MGNREGS wages, none have any ATM cards. The bank itself has no ATM.

Pankaj Kumar Singh, ‘Bank Mitra’ at the Gopalpur Bhatha branch of the Allahabad UP Gramin Bank, said they had not received any cash to distribute till Tuesday.

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Ram Lal says he has no money in his account and had only a Rs 500 note with him on November 8 when the Prime Minister announced the scrapping of notes. “I had got Rs 1,500 two months ago as old-age pension (paid quarterly under a state government scheme). Most of it was spent in the last two months. I carried the Rs 500 left with me to a villager who owns a tractor and tills my land. I have been without any money since then.”

He doesn’t have money to either irrigate his land, or to buy fertiliser and seeds for his wheat crop, he says, sitting outside his two-room house where he lives with his wife, daughter, and her two children.

His wife Mahakarna has had fever for the last two weeks, but he has no money to buy medicines. Trip to the nearest good hospital, in Sidhauli town that is 20 km away, would cost him at least Rs 1,000.

“This is a very ill-timed decision. The PM should have avoided it at a time when farmers sow their land. I can’t borrow from anyone either because all the villagers are without money. The sowing is already late and is getting delayed even more,” he says.

The demonetisation would have affected only the rich and not the poor if it had been announced a month later, he adds.

Besides, prices of even their standing crops such as paddy and urad have crashed, farmers complain. “Local buyers are buying the crops of urad and til at half the cost because of lack of cash in the market. Most of us are hesitant to sell the crop at such prices, but many have sold in order to buy fertiliser and seeds,” says another villager, Siya Ram.

Ram Lal hopes the one quintal bajra (pearl millet) and a similar amount of paddy he has at home from the kharif season will see his family through. “We are poor people. Our family has been eating chapatis of bajra. Even if we don’t get vegetables, we will manage with eating salt and chapatis. But if the situation remains like this for another two weeks, we will not be able to sow any land. Modi kihin toh badhiya hain, lekin gareeb pareshan ho gawa (Modi did a good thing but the poor have been facing trouble),” says Ram Lal.

Sidhauli town, located 50 km north of Lucknow, has branches and ATMs of almost all the banks functioning in Uttar Pradesh. However, he hasn’t been able to get any money due to the long queues, says Sagar Gautam, one of its 25,000 residents.

Gautam, 40, who repairs electrical items like TVs, inverters and ACs, visited ATMs on Sunday, Monday and Tuesday. Most of them were closed on Tuesday, he adds.

Gautam had only Rs 250 on November 8 when the announcement was made scrapping Rs 500 and Rs 1,000 notes. The family of six lived on this for two days, before Gautam’s daughter Vineeta, a BA student, managed to withdraw Rs 4,000 from her bank account.

“As soon as we got that money, I gave Rs 3,500 to my diabetic father. He needed medicines. I was left with only Rs 500. Today I have to attend a tilak ceremony of my relative’s daughter in Itaunja, but I am left with only Rs 200. If I fill petrol of Rs 100 in the motorcycle, I will be left with Rs 100. So I am thinking of taking public transport. But I will not be able to give anything for shagun unless I borrow from someone,” he says.

Gautam has no hopes of earning anything soon either as, according to him, not a single customer has come to his shop since November 8.

Essentials have also started showing a strain, he adds. “The agencies providing LPG cylinders are not accepting old currency.”

“We have reduced our household expenses to bare minimum,” Gautam adds. “I don’t bring any bananas for children when I return home in the evening, we take only half a litre of milk in place of one litre.”

He says while they are traditionally BSP supporters, they backed the PM on this. “The only problem is the government should have made preparations in advance.”

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  1. A
    Anand
    Nov 16, 2016 at 10:50 pm
    Every common man know that it will impact all corrupted peoples only - But see our politicians how they fighting- lt;br/gt;lt;br/gt;All common man- please wait for a month only-
    Reply
    1. K
      Kaliyug
      Nov 16, 2016 at 1:34 pm
      The demonetization has caused some problems for the poor and honest, by and large everyone will benefit in the long run. A check on corruption will make more goods and services more affordable for a larger segment of society. Those who used their money and muscle will have to abide by the laws. I wish Modi would have made corruption a punishment with the death penalty, this would scare the people further more, more honesty could be squeezed out of crooks.
      Reply
      1. O
        OMG
        Nov 17, 2016 at 7:16 am
        If everyone is crying, who is supporting the foolishness! Dictatorship (anyone questioning modi is bed as traitor, even killed) and foolishness prevailing.
        Reply
        1. C
          Christopher George
          Nov 16, 2016 at 10:38 am
          Farmers, Milk vendors, vegetable vendors, daily wagers, small time traders, people preparing for marriage, people in hospital, people preparing to pay for education, auto walas, rikshaw, pullers, taxis, these people will be hit hardest. However good the intentions may (or may not) have been behind this decision. From the on-going chaos, it is clear that there was not enough preparation. The black money holders and terrorist sponsors will get away, as only their surplus cash will be affected. The affluent middle cl will be affected but still manage through the chaos, because they use the banking system and ATMs. This group can take the pain for the gain. lt;br/gt;lt;br/gt;However, more than 70% of India are the poor who will bear the brunt of this decision. Imagine rural india not have enough currencies to do their day to day business. Go to hospital to pay big money, not currency. No currency to pay dowry, to pay for gold, to pay for milk, vegetables............................
          Reply
          1. C
            Concerned Indian
            Nov 15, 2016 at 8:33 pm
            This we can expect from IndianExpress, firing from poor's shoulder
            Reply
            1. G
              GSY
              Nov 16, 2016 at 7:59 am
              only a moron would have advised the Govt to withdraw 87% of liquidity from system when agri season is at its peak. Farmers are not able to sell their Kharif crops and not able to buy inputs for rabi crops. Due to no liquidity in market the prices of all agri products have collapsed. Agri sector was already under stress due to drought over last two years. Now they are badly hit by this move.
              Reply
              1. V
                Vik
                Nov 15, 2016 at 11:41 pm
                Suffer for another 50 days. Afterwards you will get used to it! Chanakya has told that if a brahmins have to be save, IT IS OK TO KILL ALL SHUDRAS.
                Reply
                1. J
                  JK
                  Nov 16, 2016 at 5:04 am
                  PM knows nothing about problems of poor and farmer. His heart and mind with richest of riches only. because he needs their money for election and power.
                  Reply
                  1. M
                    mort
                    Nov 16, 2016 at 10:25 am
                    STAN FAKE INDIAN MONEY - WAR !!!
                    Reply
                    1. M
                      manikantan
                      Nov 16, 2016 at 5:49 am
                      People have become heratless. In the excitement to justify their support to the PM they have become insensitive to billions of India. 90% of India are on cash economy. If anything good that will happen to people who are suffering, please tell in clear terms how would they. Are you going to deposit 15 lacs are 15 Rupees. PM modi has told not to be serious about his words while justiying 15 lacs remarks and still bhakts sorry andh bhakt cannot live without modi obsession
                      Reply
                      1. M
                        mumbikar
                        Nov 17, 2016 at 7:00 am
                        there u go !!! bhakts got fooled, not the poor and honest.
                        Reply
                        1. M
                          Mahender Goriganti
                          Nov 16, 2016 at 5:32 am
                          The farmer is smarter than pundits on Media.
                          Reply
                          1. M
                            Mahender Goriganti
                            Nov 16, 2016 at 5:38 am
                            The farmer is smarter than pundits on media, except that farming is 24/7 365 day business than any other
                            Reply
                            1. M
                              M.K
                              Nov 16, 2016 at 10:53 am
                              78% of the indians doesnot have any impact on this, but yes remain 20% have big impact that is the reason they are trying to manute the situvation
                              Reply
                              1. M
                                Mohan
                                Nov 16, 2016 at 5:14 am
                                There are crores of traders, shop keepers and farmers making more than Rs.6 lakhs per annum for decades without paying a single rupee in Income Tax. They have stashed their savings in 500 and 1000 notes - as they are not keen on paying any tax or too stupid to join the banking system. Whereas ried fellows paid tax even before they got their ry. You cannot run a country with just 3 % of the potion paying tax and the rest 97% free loading on the 3%.
                                Reply
                                1. N
                                  Niladrinath Mohanty
                                  Nov 15, 2016 at 10:46 pm
                                  The story seems to be cooked up.
                                  Reply
                                  1. N
                                    NARENDRAN
                                    Nov 16, 2016 at 3:38 am
                                    When People blindly vote for only one party then there is a huge price to pay. A strong opposition keeps the party in power in check as every western country voters vote with sense and not one way only that's why they are so advanced and rich. Current system promotes corruption and authotorian rule in India.
                                    Reply
                                    1. N
                                      Nityananda
                                      Nov 16, 2016 at 3:19 am
                                      As CM of Gujarat , Mr Modi had implemented projects like the Ahmedabad BRT brilliantly, with 80% funding support from the Centre. Demonetization appear to be an exactly opposite example of very poor implementation and preparation , undertaken partially with an eye on the polls. Having gone this far, now there is no way for the BJP to back out. They are entering uncertain territory with no clear indicator whether the voter will rise against them or no.
                                      Reply
                                      1. A
                                        abhinav
                                        Nov 15, 2016 at 7:08 pm
                                        These innocent rural people don't even realize that they have been robbed in broad daylight so that EMI can be lowered for urban Indian middle cl and funds provided to crony capitalists.
                                        Reply
                                        1. B
                                          Babu
                                          Nov 16, 2016 at 3:56 pm
                                          Government should lower the tax rate to say 20% flat rate above 3 lakhs per year. Build all digital and banking infrastructures in every village and town. lt;br/gt;lt;br/gt;Talk and explain to its citizens why tax is needed and why everyone should pay their fair share of taxes for the safety, security and prosperity of the citizens.lt;br/gt;lt;br/gt;If the tax rate is too high people want to hide their money. This is true specially in India, because people have to depend on their own savings even during emergencies like flood, earthquack, hospital surgery, joblessness. Unlike western societies, Indian government hardly helps its citizens.lt;br/gt;lt;br/gt;Government should he a bit lenient towards its citizens. Most are poor people. Wealthy are taking thousands of crores of loans from banks and not repaying them and running away to other countries, which not fair.lt;br/gt;lt;br/gt;Demonetization is great, but should be done gradually, so as not to bring hardships to poor citizens and Indian economy.
                                          Reply
                                          1. B
                                            Babu
                                            Nov 16, 2016 at 3:48 pm
                                            NDA government should immediately allow citizens to use their old Rs 500 notes, while keeping 1000 notes invalid. lt;br/gt;lt;br/gt;This action would solve all the messy problems all the common citizens are going through in a day. It must be done within hours, before this problem destroys Indian citizens and its economy for many years.lt;br/gt;lt;br/gt;After 5-6 months, then government can also bank 500 notes, as citizens would have prepared in advance. Demonetization should be done gradually, after building all the banking and digital infrastructures at all villages.lt;br/gt;lt;br/gt;I hope intelligent politicians of NDA government sees the logic of this view and do the necessary things urgently.lt;br/gt;lt;br/gt;Arrogance should have no place for the welfare of struggling citizens of India.
                                            Reply
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